Reclaimed Bank Charges SUCCESS stories

shelsbels

hiya
was wondering if anyone could give me some advice?
i have a joint acc with my ex,but recently two direct debits have come out (i didnt know there was any still on account) even thou there was no money in the account, good old halifax paid them and have now charged me £78!!!!
they have told me i have to pay,but surely because its a joint acc we're both liable??? any advice would be appreciated as they want payment before end of month
shelley

Jackswan_2

How frustrating. Barclays Bank have defended my claim for £1508.97 with
two hours to spare !!!!!!

alexisonfire

On this part of the letter what court do you put? your local??

and therefore the [INSERT NAME OF COURT] court will rule in my favour


thanks to anyone who can help

esmerellda

have you cancelled those DD's ???

I assume you have your own account now ?

I would extricate your self from that account or get it closed. Get those charges claimed back - if your money is going elsewhere then they will just be taking it off themselves/your ex

If those are the only charges you have then a strongly worded letter setting out the basis for the unlawful charges claims might do the job...otherwise it'll serve as your prelim letter and when they take the money send your letter before action in.

esmerellda

Jackswan wrote: »

How frustrating. Barclays Bank have defended my claim for £1508.97 with
two hours to spare !!!!!!

GOOD ! Contrary to popular opinion on this site a defence is exactly what you want !!!!

Look forward to receiving a copy of it and having a good laugh

esmerellda

alexisonfire wrote: »

On this part of the letter what court do you put? your local??

and therefore the [INSERT NAME OF COURT] court will rule in my favour


thanks to anyone who can help

yes your local court, but I'd just put 'the county court'

ChrissyB_3

Hi can you help me at all.

I have had a letter back from my banks, Abbey and Barclays, saying they are going through the complaints procedure and they will write to me again in4 weeks. Is this acceptable??

I have had my bank statments, this letter come after I sent a letter asking for the money back. It has been 3weeks this week and I recieved the letter from them within the 2 week period.

Any ideas - can they do this or can I write them another letter?

Any help would be really appreciated.

Thanks

Chrissy B

welshlady2k2

HALIFAX
amount claimed £1193
amount recieved £1052

1st letter sent feb 20th should have money in next 14 working days
yipeeeee im so chuffed
thanks martin

jumper3

:j Martin, just got £2785 cheque from Alliance and Leicester,took 5 weeks start to finish;even though they said they would defend gave in week later.can now pay off more bills!!:j

Meridian330

ChrissyB wrote: »

Hi can you help me at all.

I have had a letter back from my banks, Abbey and Barclays, saying they are going through the complaints procedure and they will write to me again in4 weeks. Is this acceptable??

I have had my bank statments, this letter come after I sent a letter asking for the money back. It has been 3weeks this week and I recieved the letter from them within the 2 week period.

Any ideas - can they do this or can I write them another letter?

Any help would be really appreciated.

Thanks





Chrissy

I am in same situation - Halifax and American Express Blue.

I inundated with requests for refunds as they are, I also think its a delay tactic - they may have to pay out less after the report is heard (or something similar) next month.

The FSA may give them 8 weeks - I won't

They got another 7 days then I'm going to file court paperwork.

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