Reclaimed Bank Charges SUCCESS stories

Angel04

Hi I've just joined up and need some help. I sent my letter off to the Coop Bank on 26 February giving them 40 days to reply, I rang them on Friday to ask why the delay in replying, they said they knew nothing about any letter etc etc, also there is a possibly that I might get charged for going overdrawn, which looks possible this month, so help please on both subjects? What do I do if they charge me £35 and do I send another letter?

meadows80

hi...

right no problem. thanks pigsmightfly & esmerallda for the info.
10 days to go before the next letter!!

regards
meadows80

esmerellda wrote: »

Its pants Send the second letter 14 days after the first letter......

they are trying to get you to comply with their shoddy complaints procedure....you carry on to YOUR timescales and get your money back.

megscaits

Hi,

I am looking to make a claim against Egg for my credit card but I was wondering if you can claim merchandise interest back, sorry but I have not go a clue.

Thanks for any help


Joanne

paul1e

MANDIE wrote: »

Sincere apologies as I am sure that this is somewhere on the site but can anyone tell me the address of Northampton County Court as I need it to put into the template of the lba which I would like to send off before the end of today x

Mandie,

just leave it as court or put county court, you do not need to name the court at this stage....

Didn't see Edinghburghlass reply sorry to repeat it...

carrience1

Bank: HSBC
Total Claimed: £780
Total Paid: £690

Letter requesting statement sent 15/01/07
letter requesting refund sent 07/02/07
received letter saying looking in to 21/02/07
received letter saying still looking in to 14/03/07
received offer 16/03/07

took a while but i never sent the letter threatening court and im still a happy bunny!!
THANKYOU EVERYONE ON MSE

paul1e

Angel04 wrote: »

Hi I've just joined up and need some help. I sent my letter off to the Coop Bank on 26 February giving them 40 days to reply, I rang them on Friday to ask why the delay in replying, they said they knew nothing about any letter etc etc, also there is a possibly that I might get charged for going overdrawn, which looks possible this month, so help please on both subjects? What do I do if they charge me £35 and do I send another letter?

Did you send a £10 cheque? if so have they cashed it? if not and didn't send by recorded/special delivery then there is no proof of delivery... Afraid you'll have to start again, If you have got proof of delivery by one of the above methods then they haven't had 40 days yet may still be processing it..

As for the £35 charge, claim it when you put your first letter in requesting your charges back...

Tribbzo

HELP!
Barclays have entered a defence and now I am worried!

I have been sent an allocation questionnaire and a copy of the defence and need some advice on what they are trying to say:

1) The particulars of the claim does not give precise charges and dates of charges (although I sent Barclays a breakdown of the charges when I started to dispute them) and so they can only offer a bare denial(?). Therefore they request the claim be struck out(!) as it does not disclose reasonable grounds for bringing a claim and is an abuse of the court's process (!).

Will they throw it out? Should I have posted another set of statements when I started court proceedings? Can I get away with showing the court my statements at the hearing? Surely Barclays would have a record of my bank charges?

BABYtinkerbell

Thanks[/QUOTE]

Please could you direct me to the HSBC Thread - sorry if I'm being thick - just want to see how others have coped with HSBC.

Thanks

BABYthinkerbell

esmerellda

Tribbzo - have a look here http://www.consumeractiongroup.co.uk/forum/lloyds-bank/47344-ltsb-defence-claim-too.html lloyds try a similar thing on with their claimants. This gives some good advice how to deal with it.

All4lghl

Bank: Lloyds TSB
Total claimed:£2945.00
Total paid:£2945.00
Time taken: 3 months

:j :j :j

Firstly my charges nightmare began due to a horrific divorce!!!
Had statements through at beginning of Jan 07, wrote asking for all charges to be refunded, they wrote back and said I was getting NOTHING. :mad: Rang the number given and asked for a second review as the letter had advised, they paid me a goodwill payment of £750 within two weeks.I then decided they were toying with me, I'd had enough of dealing with the monkey and went straight to the organ grinder and filed a court claim using the Moneyclaim online website.
They defended the claim and there written defence was so scathing and intimidating that I was livid!! :eek: The thought of going to court didn't bother me in the slightest, I'd seen all of my local District Judges in the process of my divorce, after my ex-husband Lloyds TSB didn't faze me in the least.
The claim was transferred to my local court in Cardiff, within a week I had a court date, within 48 hours of that I had all outstanding monies paid directly into my account PLUS the cost of filing my claim with Moneyclaim website.
Don't be put off by poncy solicitors, they're taught to talk as they do and are only doing their job, in my experience District Judges in local County Courts are extremely helpful to unrepresented claimants. I used all the templates from the Money Saving Website, it was never difficult or excessively time consuming. My advice would be - GO FOR IT!!!!