Reclaimed Bank Charges SUCCESS stories

mlberry

Thanks for your help. Now feel confident to send off another letter.

crazybird_2

Hi All

I have written out my letter along with the list of charges ready to post tomorrow. I have been reading various threads for a couple of weeks now so I hope this isn't a silly question. Can someone please tell me is it ok to claim back charges referred to as "cheq cleared when overdrawn", this is not on the charges list. Many Thanks.

davey_cr0cket

Yippee :beer: :j :T

Amount Claimed - £1305
Amount Won - £1342.82

Got as far as the online court claim, they wrote back saying they intended to defend the claim fully.

Got back from work one day two weeks later and there was a cheque lying on my doormat.

Did get a letter with it however stating that "It is obvious that you do not accept the terms and conditions for the operation of your account" and that they "will be contacting you shortly to discuss its future operation".

Many Thanks

olympian

Paula_Pear wrote: »

Hi all,

has anyone been successful in obtaining refunds for £12 (late payment / overlimit) credit card fees?
I have cards with Halifax, Cap One and Tesco Pers Finance.
Thanks, PP

I've just had £100 of charges back from Tesco Credit Card, though these were from a couple of years back and each more than £12.

Also I previously got £36 back from Capital One which was for two £18 charges.

Edinburghlass_2

Yes to cheque cleared when overdrawn

smallpiper

feedering wrote: »

Quote by EL


So you agree that any OFT report will make no difference, yet this site states that the banks may change their tactics after the OFT report.
So please explain how the OFT credit card report differs from the OFT bank report.
Also what will be the new tactic the bank will try, I would be most surprised to learn they will have differnt tactics to offset the OFT report considering that most Credit cards are owned by banks.

Read what the good MR Lewis has to say on the matter here

SUFC

Hi, this question has probably been asked & answered but a can't find it. I'm just starting to claim all my sisters charges, she has 3 accounts with Yorkshire Bank, 1 visa, 1 loan & 1 current account. Do we have to include 3 x £10.00 cheques or just 1 £10.00 cheque. I am gonna post them all in the same envelope to the same place, is this correct? Thanks, SUFC

ukmonkey

Just one £10.00 fee to cover all 3 accounts.

crazybird_2

Edinburghlass wrote: »

Yes to cheque cleared when overdrawn

Edinburghlass

Thank you very much for a prompt reply. Thanks for all your help on this forum, your support and advice to everyone here is invaluble.xx

SUFC

Hi, Has anyone got an address for Argos/Littlewoods charge card. Thanks, SUFC