Reclaimed Bank Charges SUCCESS stories

krisbnt44

hello all.
I am doing the claim on behalf of my mom and dad and lloyds have sent a letter back saying that they will not pay up as these charges are for services offered e.g paying the DD or honouring that switch payment that took me 1p overdrawn. Should i now continue with the court phase or wil they keep saying these are not charges but services. hope someone can help me
kris

tonymarshall_2

Hi, i'm currently follwing the step by step approach, the last letter i sent to Halifax was asking for my unlawful charges back with interest, giving them 14 days to reply. They have replied saying the complaint handing rules regulated by the FSA gives them 8 weeks to investigate. Is this correct and do i wait, giving the banks more time to find a way out of this nightmare, or do i send the next letter giving them 7 days or court.

Thanks, Tony.

tonymarshall_2

Carry on, you've got nothing to lose, and all the templates are on this website. They are only trying to scare you off.

Wholly

Hey!
Last question before I get my letter sent off...as Im asking for the last half of my payment, should I give them 7 days again to reply in, or just tell them its not what I asked for and Im taking them to court?
Sorry to be needing every last detail, I just dont want to get it wrong!

System

beck2709 wrote: »

So I should go straight to Moneyclaim next week then??

Yes!! They've had plenty of time to deal with your claim.

Regards
UNDERGROUND

System

tonymarshall wrote: »

Hi, i'm currently follwing the step by step approach, the last letter i sent to Halifax was asking for my unlawful charges back with interest, giving them 14 days to reply. They have replied saying the complaint handing rules regulated by the FSA gives them 8 weeks to investigate. Is this correct and do i wait, giving the banks more time to find a way out of this nightmare, or do i send the next letter giving them 7 days or court.

Thanks, Tony.

Stick to your timescales, and certainly don't wait 8 weeks!!

UNDERGROUND

sammyx

Twinkly wrote: »

£96 is a lot less than £248, personally I would fight on, good luck

cheers twinky have just sent off moneyclaim for all my money just needed that little push;)

katy3

i am reclaiming from first direct and royal bank of scotland i have applied for copy of charges can anyone tell me how long it takes to receive them

Ben2007

Couldn't have been easier! £912

Sent the first letter on 19th Feb. Heard nothing. Sent a reminder two days ago but wasnt needed as today I received a full offer of £912 that I asked for and they won't close my account.

Thanks for the encouragement.
:T

Edinburghlass_2

katy3 wrote: »

i am reclaiming from first direct and royal bank of scotland i have applied for copy of charges can anyone tell me how long it takes to receive them

They have 40 days to produce this. Please read the Reclaim Help Thread, link in my signature.