Reclaimed Bank Charges SUCCESS stories

Dede_2

Can anyone help me !! I have written 5 letters and sent of 5 cheques , all the accounts are in my name with the same bank. These are buisness ones (can`t see the difference as to charges) and all the cheques have been cashed , only went to the bank today and have a credit for £40 . When l enquired about the credit l was told that l only needed one £10 cheque and it covered all accounts in my name. Has anyone had this happen to them , l also got the lady to write it down on bank headed note paper and sign it ! can`t be to careful !!!

System

Dede wrote: »

Can anyone help me !! I have written 5 letters and sent of 5 cheques , all the accounts are in my name with the same bank. These are buisness ones (can`t see the difference as to charges) and all the cheques have been cashed , only went to the bank today and have a credit for £40 . When l enquired about the credit l was told that l only needed one £10 cheque and it covered all accounts in my name. Has anyone had this happen to them , l also got the lady to write it down on bank headed note paper and sign it ! can`t be to careful !!!

Dede

This is perfectly correct, nothing to worry about.

I'm just amazed the bank was so efficient!

Regards
UNDERGROUND

Dede_2

Thanks underground was pretty taken aback its only since visiting this site that l look REAL close at my statements . Also have just recieved a letter of Barclaycard services with statements of my account from 2004 as the rest is stored on microfilm and they will forward them shortly . Can l claim for the late charge fees l`ve incurred and exceeded credit limit charge

System

Dede wrote: »

Thanks underground was pretty taken aback its only since visiting this site that l look REAL close at my statements . Also have just recieved a letter of Barclaycard services with statements of my account from 2004 as the rest is stored on microfilm and they will forward them shortly . Can l claim for the late charge fees l`ve incurred and exceeded credit limit charge

You certainly can claim these fees. Take a look through the Barclaycard thread, as this lot can be slippery!!

http://forums.moneysavingexpert.com/showthread.html?t=310809

Regards
UNDERGROUND

brian36

asked last night but no one answered so here i am trying again.
sent off my ten pounds to clydesdale bank got letter confirmation from them that they will send statements out within the 40 days.
received letter yesterday 2 days before 40 days up stating that they cannot get them within the 40 days and saying i can wait or contact the ICO .
spoke to them today they say as a result of the number claiming back they cannot give them within the time limit. does this affect anything? can they change or is this maybe a delaying tactic?
thanks, b

nickmack

brian36 wrote: »

received letter yesterday 2 days before 40 days up stating that they cannot get them within the 40 days and saying i can wait or contact the ICO .
spoke to them today they say as a result of the number claiming back they cannot give them within the time limit. does this affect anything? can they change or is this maybe a delaying tactic?
thanks, b

With their vast resources they should be able to furnish the requests within the timeframe specified by the DPA.

Send them a letter telling them know this is unacceptable and you will be contacting the Information Commissioner. Also write your letter to the IC.

brian36

thanks for that, will do!

failedmot1

Can anyone tell me how long it takes to get a reply? I sent off cheque and letter to Halifax/BOS data manager on 23 Feb so far the cheque has not been cashed

nickmack

failedmot1 wrote: »

Can anyone tell me how long it takes to get a reply? I sent off cheque and letter to Halifax/BOS data manager on 23 Feb so far the cheque has not been cashed

Did you send it Registered post? These sort of requests tend to go 'missing'!

smallpiper

The Yorkshire Building Society have given me 30 days notice that it will close my account, they have given the option to "fall on my sword" so to speak.

Is it to my disadvantage to have a bank close your account?