Reclaimed Bank Charges SUCCESS stories

shoe_2

StayGold wrote: »

Ooops I've re-read some of the last posts and seems they can take up 40 days to send me my statements, did I undertsand that right? (sorry not English here :rotfl: )

Hi
i had the same problem so i have joined online banking with TSB and you can track 5 years of charges.
hope this helps i sent for my statements 11 feb and still not had them...

PG166

louloujs wrote: »

kp - You don't need to do anything, HSBC have acknowledged your claim and state they intend to defend (they almost certainly won't!) and therefore have 28 days in which to file their defence. The court will advise you if they file a defence and will forward necessary papers for you to complete. In my experience (and many others) you'll receive some sort of offer prior to the 28 days coming up. If HSBC do nothing, in 28 days you can request judgement and get your mone anyway.

So just hang in there for now! Lou

Thanks Lou, got a reply from MCOL today saying Nationwide will be submitting a defence to my claim for £166. Was wondereing what to do now, since last letter from MCOL gave me 14 days. Pete the newby!

Jamiem_2

Bank: Nationwide
Amount Claimed: £1149.59 (including interest and court fee)
Amount Received: £1149.59

The Story:
Started back in October, but had to put a halt while i opened another account. Restarted it at the end of January, followed the MSE guides, sent all letters, but to no avail. Filed with MCOL on the 12th of February, received confirmation and intention to defend dated the 13th. Nothing else heard from them in the last 4 weeks, then checked my online banking today ot find they have paid the whole lot! Thanks so much to all that have helped and given advice!

geoff1057

posted my first letters to Barclays and MBNA on 23rd Feb ,both with £10 cheques, and asking for list of charges, no reply as yet from MBNA, but very suprised to get a letter today from Barclays returning my cheque,and saying that they will send me a list of charges soon, free of charge, mmmm keep you posted

A&S

Bank: Capital One Credit Card
Amount Claimed: £1827.81 (inclusive of 8% interest and court costs)
Amount Refunded: £1827.81

Story:
Just followed the tried and tested method of reclaiming charges via the templates, and with the valued advice from this site and from penaltycharges.co.uk. Had to go as far as filing with the court, but cheque received today. Total time from sending my DPA request to receiving the refund was 79 days

loubi2136

hi i wonder if anyone can help, i am going to claim my charges and i was wondering if you can claim the interest they have taken out??

Thank Loubi2136

BazzA_4

Hi Guys,

I have a funny one I don't think has been covered previously. A friend of mine is particularly poor with managing her money. In the past she has incurred a lot of bank charges. At one point, she did not pay these so they sat as unarranged overdraft. She continued not to pay and eventually had a County Court Judgement issued against her. She is now paying over a number of months. I am just wondering whether the County Court Judgement could be overturned on the basis that the charges were essentially illegal and whether the amount owing would be written off and amounts paid refunded to her? There may be further complications with this as I don't know the full story but on this basis does anyone have any idea where she stands?

louloujs

PG166 wrote: »

Thanks Lou, got a reply from MCOL today saying Nationwide will be submitting a defence to my claim for £166. Was wondereing what to do now, since last letter from MCOL gave me 14 days. Pete the newby!

Just hang in there for a bit longer - I think you'll get some positive news before day 28. Good things come to those who wait... apparently!

Edinburghlass_2

loubi2136 wrote: »

hi i wonder if anyone can help, i am going to claim my charges and i was wondering if you can claim the interest they have taken out??

Thank Loubi2136

Read Martin's article and then read post 4 in the Reclaim Help Thread for what you can and can't claim. Both are linked in my signature.

Edinburghlass_2

BazzA wrote: »

Hi Guys,

I have a funny one I don't think has been covered previously. A friend of mine is particularly poor with managing her money. In the past she has incurred a lot of bank charges. At one point, she did not pay these so they sat as unarranged overdraft. She continued not to pay and eventually had a County Court Judgement issued against her. She is now paying over a number of months. I am just wondering whether the County Court Judgement could be overturned on the basis that the charges were essentially illegal and whether the amount owing would be written off and amounts paid refunded to her? There may be further complications with this as I don't know the full story but on this basis does anyone have any idea where she stands?

As rule any monies reclaimed will be paid towards the account with the debt.