Reclaimed Bank Charges SUCCESS stories

petercom

As a First Direct user I have had no problems in the past reclaiming charges where I've gone over my overdraft limit briefly. Just a quick phone call complaint and they've refunded.

Last month, however, First Direct stuck their heels in and gave only a partial refund, even though I had only bust my overdraft limit for less than 24 hours on two occasions.

Sent a letter, as outlined here, and received a refund of £55 by return of post. They claimed they were within their rights to charge according to their banking agreement but wished to settle out of court.

pigsmightfly

Has anyone else requested statements from First National and if so, what address did you use?

scotbabe_2

Bank Alliance and Leicester
Amount claimed £125
Amount paid out £112
Alliance and Leicester initially refused to pay out charges to my student daughter. Took your advice Martin and wrote to Financial Ombudsmen who wrote on her behalf to Alliance and Leicester.A week later she is delighted with the payment.Many thanks to you and to everyone else ,go for it it can be done.

dizzydalek

Hi,

Another (small) success. Claimed £80-odd from HBOS, which included interest. Got £75

Thanks Martin

Iain

louloujs

kp67314 wrote: »

Can anyone help?
I set up an MCOL claim on the 27/2/07. I am at the stage now were my claim has been acknowledged and the letter from the court states that the defendant (HSBC) intends to defend all the claim and states something about the 28 days to file a defence.
The question is - do i do anything now? or just wait to see what happens?

kp - You don't need to do anything, HSBC have acknowledged your claim and state they intend to defend (they almost certainly won't!) and therefore have 28 days in which to file their defence. The court will advise you if they file a defence and will forward necessary papers for you to complete. In my experience (and many others) you'll receive some sort of offer prior to the 28 days coming up. If HSBC do nothing, in 28 days you can request judgement and get your mone anyway.

So just hang in there for now! Lou

wish-i-was-rich

Bank of Scotland Credit Card

Amount claimed £370
Amount offered £300

I'm going to accept this as it's only cost me £2 in postage. They offered £180 after 1st letter, but I wrote back saying that I'd settle for £300. Got letter yesterday offering £300 yipeee!!

Miss_Belper

Hi there, i have got all the information together to send off to Barclays to get the ball rolling. This account is closed, so should I write to the branch where the account was held or the head office? If it's the head office, does anyone have the address.

Cheers

pigsmightfly

Miss_Belper wrote: »

Hi there, i have got all the information together to send off to Barclays to get the ball rolling. This account is closed, so should I write to the branch where the account was held or the head office? If it's the head office, does anyone have the address.

Cheers

Hi!
I'm claiming from Barclays for a closed account also and I sent my letters to:

BARCLAYS BANK PLC
1 CHURCHILL PLACE
LONDON
E14 5HP

Miss_Belper

pigsmightfly wrote: »

Hi!
I'm claiming from Barclays for a closed account also and I sent my letters to:

BARCLAYS BANK PLC
1 CHURCHILL PLACE
LONDON
E14 5HP

How are you getting on with it?

pigsmightfly

Miss_Belper wrote: »

How are you getting on with it?

I'm not really....still waiting for statements :mad: