Reclaimed Bank Charges SUCCESS stories

Edinburghlass_2

financiallychallenged wrote:

I too have started the ball rolling, but with the Abbey. I downloaded the templates (thankyou Martins Moneytips for those) sent them off, got my statements, worked out the charges and sent off my claim. Abbey responded with standard letter explaining complaints procedure etc. I followed up with a threat of court action if I had not heard within 14 days. They replied with an apologetic letter stating the investigation was taking longer than expected and they will write again in 4 weeks. Do I ignore and pursue through the courts or are they playing for time with the impending OFT ruling? Somebody please advise

This is their standard letter so its up to you if you want to phone them and chase it up or start a court action.

holli_2

I'm having trouble finding the information i need. Basically i have an account with Clydesdale back which i set up in order to pay for my car to be fix in monthly installments. Everytime i made a late payment be it just 1 day or so they charged me £22.50 does anyone know if i can claim this back?

blondiebee_2

slre1 wrote: »

Hello,

I received a reply from HSBC on 27th Feb to my intial demand stating

I am looking into the matters you have raised and I will contact you with a full response as soon as I have completed my investigations

How long do you think I should wait to contact them again and has anyone received a similar letter and what did you do/what was the final outcome.

Many Thanks

I started my claim with HSBC 17/01/07 and they replied with a letter and a leaflet of how to complain!
I then sent the 2nd letter, heard nothing, so I rang and gave them the opportunity to discuss the issue.
However, HSBC are taking about 8 weeks to deal with each claim they are receiving, but they were very polite and said if i wanted to wait a few weeks I would get an offer. I did'n wait, I carried on! So, send the 2nd letter after 14 days, etc. I am now a few days of judgement at court and I have received an offer this week. I am not accepting it.

But, If you want to wait about 8 weeks, they will make you an offer.
They don't pay the interest either. So if your claiming that you will not get it unless you go through the court process.

Its your choice.

Good Luck.

Mum_on_a_mission_2

a small case this time, but waiting on the bigger ones!

Barclaycard (old closed account)

Claimed £60
Offered £60

Sent letter asking for £60 charges back on 28 Feb, offer letter dated 5 March. Phoned on receipt with bank details, and it was being transferred as I spoke to them.

Moam

newcook

oooh! im quite excited - egg were meant to have sent me my DPA by today but not received anything so have got my letter telling them off and that if they dont send it to me within 7 days I will send info to commissioner - I think I will also post a message online saying the same thing so egg cant say they only received the letter on monday to drag it out further...!!!!

cahoot will get the same treatment on monday unless I receive my DPA tomorrow!

Edinburghlass_2

holli wrote: »

I'm having trouble finding the information i need. Basically i have an account with Clydesdale back which i set up in order to pay for my car to be fix in monthly installments. Everytime i made a late payment be it just 1 day or so they charged me £22.50 does anyone know if i can claim this back?

Read Martin's article then the Reclaim Help Thread, both linked in my signature , post 4 for what you can and can't reclaim.

snow_white_9

Hi All,

Bank: Intelligent Finance (court action against Halifax Plc)
Amount claimed: £707-53
Amount paid: £707-53
Brief story:
IF were adamant they weren't going to pay. I submitted my claim form and on day 12 (of the 14 days they had to defend or settle) they sent me a letter offering to settle the claim in full. They said that they would do this by paying it in to my account. I sent a fax back saying that as I didn't have a current account with them anymore, I would only stop the action when I was in receipt of a cheque or an electronic transfer had taken place. They sent me a cheque by first class post. They didn't check their records to see that I still owed them a small amount on my credit card.
THANK YOU MARTIN FOR THIS SITE - IT HAS HELPED MY ENORMOUSLY.

BarnesWallace

:beer: :j :T

Alliance and Leicester. Claim acknowledged 27/02. This morning. Cheque for full amount and a little bit extra. Maybe I missed some charges. Oops.

So £1803 to the total reclaimed back. THANK YOU ALL SO MUCH.

AND YOU MARTIN :money:


NO MORE NOUNCING CHEQUES!!!

phil75

I HAVE BEEN THROUGH ALL OF THE SET OUT PROCEDURE. THE BANK PROVIDED A DEFENCE CLAIMING THE CHARGES WERE SET OUT AND THAT I HAD CLAIMED PRIOR TO THE 6 YEAR CUT OFF. I AM NOW GOING TO COURT AT THE END OF THIS MONTH AGAINST LLOYDS TSB. I AM TRYING TO RECLAIM £4.500 IN UNFAIR CHARGES. I RECIEVED THE COURT ALLOCATION QUESTIONAIRE AND HAD TO PAY AN ADDITIONAL £100.00. A BIT WORRIED ABOUT THE COURT PROCEEDINGS. HAS ANY BODY LOST IN COURT AND IF SO WHAT WAS THE REASON???:eek: :eek: :eek:

bectoria_2

Ikano Finance - Principles card
Amount owed £100
Amount Received - £100

Yipee my first success can't wait to get stuck into the big ones now!