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Reclaimed Bank Charges SUCCESS stories

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Comments

  • Bank : Alliance and Leicester

    Amount reclaimed : £2518

    Amount they paid : 100%

    Paid out five days after they acknowledged my claim
  • johno121
    johno121 Posts: 15 Forumite
    Bank : natwest
    Ammount claimed :1600
    Ammount they paid :1605

    After my 3rd letter they called on thursday and said letter was in the post, also they refunded my statement charge. good luck to all-tho you will not need it as its really easy if you follow martins steps....


    thanks everyone!

    kev
  • jayneg_2
    jayneg_2 Posts: 100 Forumite
    Just a few more questions. I have been given 2 different post codes for the Nat West by them for the court form. Can anyone confirm the correct address for the county court form please.
    Also, just so Im properly prepared - can you confirm the deadlines for the court. Im sending my online small claims form tomorrow (Sunday). I assume this will be processed Monday. Is it then 5 days for servicing - followed by 14 days for bank to acknowledge? Are these working days? If bank acknowledge is it then a further 14 days for them to defend - again - is this working days or not? Greatly appreciate any help - never had anything to do with the court before and a bit daunting!!!! J
    Nat West - MCOL March - FatWest defended - hearing date 4 July - 2300 claimed and still having charges put onto account!!

    HSBC - sent 14 day - still waiting for reply. MCOL by end of week - claiming 795 - eventually paid out £560.

    Halifax - sent for statements Feb - cheque cashed - nothing received - reported to FSA - paid up almost amount claimed before official complaint registered with FSA
  • I haven't recieved anything as yet, but it's still early days. hopefully someone can shed some light on this,.
  • Bank: NatWest
    Amount claimed: £1706
    Amount offered: £1667

    I only sent 2 letters (and it looks as if the 2nd was a waste of postage as it was sent on 26 Feb and their letter is dated 22 Feb). I'm not going to bother quibbling over the £39 I believe that I am responsible for some of the charges.
    Proud to be dealing with my debts

    Debt at highest £52,000; Debt @ [strike]Jan 2007 £49,000[/strike]; Oct 2007 £42,000

    Credit Cards
    MBNA - £1500
    [strike] Citi - £72[/strike]
    Capital One - £900
    Bank of Scotland - £1461
    Barclaycard 1 - £1201
    Beneficial - £600
    Barclaycard 2 - £586
    NatWest - £482


    Loans
    MBNA - £4900
    Barclays - £11300
    Natwest - £6192
    Abbey - £3950


    Overdrafts
    NatWest - £1900
  • garcherpal
    garcherpal Posts: 10 Forumite
    Hi
    Would one of you kind people advise which address to send my letter for requesting statements to for Alliance and Leicester.
    Is it the Customer Service Centre in Bootle or or the registered office in Leicester.
    Thanks

    you need to send it to the Customer Service Centre in Bootle.
  • hello again.

    Can someone help?

    filed my online claim against NATWEST for £2500, on the 12th day they aknowledged the claim which was a bit annoying but never mind, had an offer of £1800 which they sent through twice and so i've sent that back as declined. so now NATWEST have 28 days from when they were served the original court papers which runs out this monday, is that right or is it 28 working days? And if its not does that mean i can file a judgement by default which would mean i have won my entire claim?

    thanks

    karen
  • liz_anne
    liz_anne Posts: 6 Forumite
    On 21st Feb I sent off my 1st letter to Nat West (to my branch, Birmingham) and received a reply from Customer Care Team in Wimbledon, informing me that they are forwarding my letter onto the Customer Relations Unit who specialise in these matters (they will contact me in 10 days). I feel that this is one of their fob off letters so was going to send the 2nd letter but am unsure which address to send this to and who?

    :confused: Thanks

    Liz Anne
    Nat West Bank - Reclaiming £576.09 (15 days into MCOL with acknowlegment received)
    Nat West Credit Card - Reclaiming £360.13 (15 days into MCOL with acknowlegment received)
    MBNA - Reclaimed £55.38 paid in full after 14 days of filing claim with MCOL
    Alliance & Leicester (mortgage exit fee) Reclaimed - £295 paid £210 after 12 days of one phone call
  • Twinkly
    Twinkly Posts: 1,772 Forumite
    shoe wrote:
    Hi
    I am a little worried and need some advice i sent for my statements on the 12th feb and had no corospondance.. Lloyds have not even cashed the £10.00 ceque...the halifax, monument credit card have but no corospondance either?
    What do i do if they dont send me the info within the 40 days??? Do i make a formal complaint and if so who to???? I am far from a lucky person so i am really worried...
    Thanks please advise if you can .:confused::confused:

    Their 40 days is not up yet so my advice is this for the moment:

    Go outside your front door and take a look at that beautiful red moon up there. Reflect on life as you do and happily realise that the banks you are fighting are teeny weeny little blobs on this earth and whilst you may be yourself too plenty of other little blobs like you have taken on the banks and won :)

    Stress is a killer so dont worry about something that you cant do anything about yet. Just relax and face any setbacks or problems as and when they occur.

    Best of luck to you in your claim :)
  • ss1973
    ss1973 Posts: 51 Forumite
    Bank : HSBC
    Amount Claimed : £1477.93
    Amount Offered : £1272

    Sent 1st Letter 29th Jan, 2nd letter 12th Feb, phoned them on 1st March. They tried to explain they a time scale of 8 weeks - replied yes, but I also have a timescale of 7 days which you have not responded to. If I do not hear back within 72 hours I will file a claim. Sat 3rd received the offer.

    Thanks to everyone for their help, its greatly appreciated.

    Joint HSBC Account next, A & L - MCOL started, MBNA - 2nd letter next week.....
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