Reclaimed Bank Charges SUCCESS stories

newbern57

I recently sent a letter to the Halifax as per the template letter, and bearing in mind that they had charged me over £1000 in charges only over the past year, the majority of which were because I had changed bank accounts and they were charging me for telling people that I had no money in my account. I am still trying to put right the fall out from this incident. Anyway I asked them for £1660 and to take off the default notice from my CRF, I received a letter from them informing me that they NEVER put a default on anyones CRF so not to worry. They also agreed immeadiately to give me back £1558 which I accepted and have now had given back to me. My agreement with them was that I would then pay off what was left on my overdraft.
A week later I received a letter from a debt collection agency who said they had been contacted by the Halifax apparently after they had given me the offer for reclaiming my charges. On speaking to this agency I was told that there was no doubt that I have had a default put on my CRF.

So please beware the Halifax who seem to say one thing and do another, but at least I got my money back and dont anyone be frightened of the banks.

B

keggie1979

hi newbie here!! Have spent hours on this amazing site over the last couple of weeks and last week plucked up the courage to send off the first letter to abbey asking for statement of all my charges-it must be thousands!!!
Am still on tender hooks waiting to recieve them.
Just wondered what any other peoples experinces have been with abbey and what kind of things i should exect from them!!
Are most cases with abbey a sucsess??

daff_duck

Does anyone know if I can claim from black horse finance. They added on £1,200.00 because I paid the loan off 2 years early?

Edinburghlass_2

daff_duck wrote:

Does anyone know if I can claim from black horse finance. They added on £1,200.00 because I paid the loan off 2 years early?

No, loan interest is worked out on the duration of the loan assuming that the loan will be paid over the term of the loan. You need to check the T&Cs of the loan.

Edinburghlass_2

keggie1979 wrote:

Just wondered what any other peoples experinces have been with abbey and what kind of things i should exect from them!!
Are most cases with abbey a sucsess??

Have a read of this thread regarding Abbey....

http://forums.moneysavingexpert.com/showthread.html?t=306404

pepperjulie

Hi
Would one of you kind people advise which address to send my letter for requesting statements to for Alliance and Leicester.
Is it the Customer Service Centre in Bootle or or the registered office in Leicester.
Thanks

Edinburghlass_2

Its the address in the first post in the Reclaim Help Thread, link in my signature.

kieta24

Bank : Natwest
Amount reclaimed : £4596
Amount paid :£4596

I sent my second letter detailing charges on the 8th February, i recieved a letter saying that i would get a reply no later than today.

This morning the letter fell onto my doormat and i dreaded opening it as i was thinking i was going to have to go to court to get my money back.

The offer made was exactly what i had claimed, you could have knocked me over with a feather.

So i sent the letter straight back this morning and the money will be in my bank in the next seven days.

To celebrate i'm going to use some of the money to buy my husband a new car for his birthday !

shoe_2

Hi
I am a little worried and need some advice i sent for my statements on the 12th feb and had no corospondance.. Lloyds have not even cashed the £10.00 ceque...the halifax, monument credit card have but no corospondance either?
What do i do if they dont send me the info within the 40 days??? Do i make a formal complaint and if so who to???? I am far from a lucky person so i am really worried...
Thanks please advise if you can .

jayneg_2

family_life wrote:

could someone please help?

I have today recived a letter from the court basic explaining that due to the incompentence of the bank they have decided that a court date is not neccassary and that I have won by the court not responding to any letters/court bundle or witness statements.

My question is this:

I now need to put on to a form which they have sent me all of my charges, e.g, bank charges, interest, and court fees. I have read somewhere that I can also charge for sending letters and administration. This sounds to me a little pushy, but if anyones knows of anyone else having done it and getting paid then I might as well get something else out of a swindling company.

P.s many thanks to everyone who has helped me on my way to recovering something that has owing to me. I thank each and everyone of you.

Have you received any reply yet on this. Im at the court stage and wanted to know if I could claim for guaranteed posted letters at 4.10 each etc etc?