Reclaimed Bank Charges SUCCESS stories

blackwoodgirl

hi all

can have my loans paid off as settlement instead of cash

thanks

Edinburghlass_2

CuddlyGorilla wrote:

Okay, trying now to re-balance myself, this is the first stage of a claim getting underway, and I'll keep posting as the saga develops, each step of the way. If anyone wants to throw in a 'hi' here and there, I'll do my best to reciprocate! Please forgive me if it's not a fast response, though - there are just not enough hours in the day, or night. It'll be nice to know I'm not alone, although that's how I feel right now. Mum hasn't got the strength either physically or mentally to do this, and I've absolutely no idea how much and how many (or if any?!?) charges are going to be claimed, so I guess we'll discover soon, eh?

Coming along for the journey?

I’ll link any new threads if this thread gets a bit long… (I’m a bit new to this)

Have a damn fine weekend!

G

Sorry CuddlyGorilla but we don't have room on this board for everyone to post their own journey in its own thread but please feel free to update users here or in the HSBC thread.

cool_stevey

well im just starting my claim now also and iv just posted my letters to both halifax and natwest so would like to here from anyone with some exspeience or have already delt with the natwest,they now have 40 day from today, dont they,? and im just hoping it will get settled quickly, im not jumping the gun or exspecting anything cos im the sort of person who will loose 10 out of ten loos e say well im that 1% un lucky eh, well im keep u posted

dazed_and_confused_2

Claimed £314.82 (incl court fees)
Paid £314.82

After rejecting two rubbish offers they finally came through and gave me MY money back!! This has cleared my balance and they're sending me a cheque for the rest

Whoop! Don't ya just love Fridays!!

Bring on Lloyds and Egg!!

Stu

quick-learner

Edinburghlass wrote:

Use the same letter just change the wording to read you are claiming for late payment charges and/or over limit fees.

Many thanks Edinburghlass, thought it might be

Well here goes..............:D

strotter65

I was using a halifax bank account whose bank charges have sent me into overdraft of £128. I am reclaiming over £300 from them and have just sent them a letter stating I will take them to court if they dont reply ( I received no response to my first letter). I no longer use the acount and have no money going in or out of it apart from the accumulation of bank charges. Should I pay off this outstanding £128 before I take them to court as every month the amount im claiming back increases. I dont want to pay off the overdraft in case by paying it im agreeing in some way to the charges. Im not sure what to do so any advice would be grateffully received.

bgb_3

hi all
i have a visa electron card with halifax where my direct debits are taken from, in 2005 i was hit with 3 charges (£39 each time) and 1 again this month (same amount) even though no money was paid out to make me go into any unathoutherise overdraft. can i reclaim thes charges back and if yes how do i go about doing it?
thanks

sbcsexeter

Bank of Scotland
Amount Claimed £995
No reply from Bank
Issued MCOL - 06-02-07
Waited 21 Days
Obtained Judgement 27-02-07
Issued Warrant of |Execution: - 02-03-07

I will let you know what happens now - cant wait for the Bailiffs to go in.

Incidentally, the address for service of Bank of Scotland court proceedings for MCOL is the Halifax Bank of Scotland Group Head office in Halifax. Still can't believe they ignored the Court paperwork.......

Nigel


Still waiting to hear Barclays Defence for their Additions Account and Business Account - joint value £2300 including interest...

bcbarton113

Hi There just a quick one i hand delivered my statement request letter to copy statements unit in birmingham on wednesday and recieved them through the post this morning double quick i think.But i am a little confused as to what i can claim i have;
O/D Excess fee
O/D Interest
Unpaid DD
Unpaid S/O

Any help would be much appreciated

PS.
The address for copy statements unit is
Swallow House
10 Swallow Street
Birmingham
B1 2AL

georgiasmum

halifax
1200
£1200 paid up
Followed the process. Settled after 2nd letter! (today!)