Reclaimed Bank Charges SUCCESS stories

kb09465

Amount Claimed £8250 Amount Settled For £8250 So Dont Give Up Fight The Good Fight . Use This Site And You Shall Win

AM80

Bank: First Direct
Reclaimed: £200
Amount Paid: £200

Took about 1 month in total no problems at all. Thanks to everyone on the site for there help.

A

Roland_H

Hi,

I was just wanting to know whether i have to send off for all my statements for the last 6 years. I haven't even had an a ccount for that long. I have in my possession statements for the 07, 06, and tail end 03, begging of 04 years, so have not got my 05 year statements for some reason.

I am not massivley interested in claiming charges for the 05 years and just want to go straight into reclaiming for the years where i do know what i have been charged, which is only a little amount(under £300).

Is this ok, or do i still have to send off and wait a month for all my previous statements?

blackwoodgirl

hi all

im on letter 6 now as barclays havent responded to the claim via our joint account they are delaying on my own account as i have two claims going with them

what i want to do is the without predjudice letter but what i want them to do is settle our two loans and our overdraft instead of money as they work out roughly the same amount of money please note i am repaying barclays 2.00 per mth on each account as my partner lost his job

i have had a reduced settlement figure of roughly the same amount of money as we are claiming

can i do this and how do i word the last part of the letter (without predjudice)

thanks

Katuska

smiler84089 wrote:

It sounds to me like a tactic that insurance companies use. If you accept any money before the court date then they can argue that you have settled out of court. I would post the cheque back to them, recorded delivery so you can prove it.

Thanks Smiler!!

jen2007

Hi Everyone,

I'm new to this forum but started claiming charges back after seeing Martins programme on the tv. I claimed back all my charges from RBS, cheers MSE, and recently set about getting my money back from Barclaycard.

I just received a reply from them today and they have said they will pay me the difference between the amount I have paid and some recommendation in a report that said it should be £12.00.

Can they do this, I didn't think the ruling was until April?

JULIE_R_3

BANK : HALIFAX
AMOUNT : 358.00
STORY: I simply followed Martins advice, wrote out the template letter adding my own details,(i`m not very good at composing formal letters)and lucky for me i had all my statements . I received a letter back shortly after saying my letter had been forwarded to another dept. I expected to either have to chase it up wth another letter, but ... NO!! I received a letter this morning to say i was getting my money back !!!! EASY ! GIVE IT A GO .., you have nothing to lose . A HUGE "Thank you" Martin.

Katuska

jen2007 wrote:

Hi Everyone,

I'm new to this forum but started claiming charges back after seeing Martins programme on the tv. I claimed back all my charges from RBS, cheers MSE, and recently set about getting my money back from Barclaycard.

I just received a reply from them today and they have said they will pay me the difference between the amount I have paid and some recommendation in a report that said it should be £12.00.

Can they do this, I didn't think the ruling was until April?

This is what I found on the OFT web site:

"...5. Whilst the principles applicable to credit card default charges are applicable to bank account default charges, the threshold figure of £12 is not. The OFT will not consider whether a further detailed investigation of the fairness or level of individual bank default charges is needed, or what solution might be required, until the end of this fact finding exercise...." Click here forPress Release, Sep 2006

So it means 6 months ago they found it unfair to charge even £12 on current accounts. I really hope the'll stick to that in April. Until then I don't think the bank has the right to use that as a threshold.

jayneella

1st letter sent - lloyds refused
2nd letter sent - lloyds offered full amount
475.00 paid direct into my account and they didnt even threaten to close it although i already have! hahahahahaha

Keep up peeps and get your charges back as it's not as difficult as you think, and a BIG THANKYOU TO MARTIN LEWIS OUR HERO!!!!

jen2007

Thankyou, you lovely intelligent people