Reclaimed Bank Charges SUCCESS stories

jc&sdc

Today a letter arrived 7 days after my 1st letter sent to studio cards, and guess what YES they have paid me £260.00.

So all the people out their thinking i dont they can do it well guess what YES you can. I used all the templates from this site so go on what are you waiting for.

I am still waiting from the Abbey but i will keep you posted.


GOOD LUCK TO EVERYONE AND THANKYOU MARTIN

makemehappy

Bank: Halifax
Amount reclaimed: £245
Amount Paid: £245

One letter and a telephone call from them and the money was in my account in less than 10 days from date of letter.

Bank: MBNA
Amount reclaimed: £0
Amount Paid: £94

Sent letter requesting statements and an offer for £94 came as a goodwill gesture opposed to £190 original charges. Not bad...I accepted.

I am currently in a battle with HSBC for £3,248. I have sent 2 letters and no response. Butnext week I will be filling a claim and I am currently waiting statements from HSBC, Barclaycard, Barclays and Nat West.

I keep you posted.

Thanks Martin for all your help.:T

smallpiper

This morning I have received a letter from the Halifax saying they will investigate my 'complaint' . I am drafting my second letter threatening court action but as I did not ask for interest charges on the first letter I dont know if it would be ok to include them on my second.
Can anyone advise me on what to do

Thanks

sttuartty

I am claiming for 2 accounts with HBOS 1 off them had a balance of about £3 and then i got hit with over £250 worth of charges over about 3 weeks they have now closed the account cleared the amount and applied a default notice on my credit file stating only way to remove it is to pay that amount to them

P.S Is it true the actual cost to a bank is £4.50

Help Help Help

getresults

If I am successful in making a claim and thereafter my bank decides to close my account can they also demand the repayment of my mortgage at the same time?

caleyles

HELP!

I have completed the first template letter asking for my charges for the last six years with HBOS I did it on the 24th January, I have just received a reply today which says that duplicate statements have been ordered and will be sent out. It also states that if I requested information relating to manual intervention on my account HBOS plc is under no statutory obligation to record this information and are unable to assist with this request, does this just mean that they don't have to give me the actual charges on the account? How do I know which charges to use when I get the statements is it every charge I see on it for interest, charges etc or do I have to disclude certain charges when I total them all up?
Any help would be appreciated

sttuartty

Hi All,

Just to let you all know, I have spoken to Customer Relations at HBOS and they have advised me that as a gesture of goodwill they are sending out statements FREE OF CHARGE.

Not sure if this is true as they took the 2 x £10 postal orders i sent in but they have a telephone number which is 08456 03 79 23, however, this is for the Bank Of Scotland which in a way is in the end Halifax so in a way is HBOS. Try it and see what do you have to lose you may in the end save yourself £10 each statement, however, if you are just looking for a list of Bank Charges then this is only £5 from HBOS.

My advice try and call first............

Good Luck all

will keep you all upto date with my claims.

1 with HBOS £180
1 with HBOS £??? awaiting further statements never sent the full 5 years
1 with RBS £998

ianfrench

Bank: HSBC
Amount Claimed: £2176.00
Amount Repayed: £1849.00

I sent the my letter to them asking for the amount of £2176 on the 25th of January 2007. I got a reply form them two weeks after saying they were 'looking into my claim'. then on the 28th of February 2007 i got a letter saying that they were not liable and that i accepted the terms and conditions of the account but that they were going to offer a settlement of £1849.00 as a goodwill gesture and to close the matter.

I am accepting this amount:D

Thank you Martin for a very helpful letter template.
I am spreading the word of this amazing site and to anyone thinking of claiming DO IT!!:money:

pigsmightfly

pigsmightfly wrote:

Hi!

I sent a letter to A&L requesting list of charges as I had a loan with them. This loan was settled in 2004 but I know I definately missed quite a lot of payments on this loan as I got into a bit of a state.

However, I received this reply from them yesterday:

"I understand you were requesting details of any charges which were incurred on the above personal loan account which was completed in 2004.
I can confirm that no administration charges or fees were applied during the life of this account"

I presume they couldn't lie about this but don't understand how they haven't made any charges when I missed a lot of payments.

Has anyone else had a loan with them around 2004 and if so, did you get charged for missing payments etc?

Any advice on what to do next? Do I just take there word or ask for a full copy of statements? Don't want to pay a fee if they are correct though

Hi!

Just wondered if anyone could help me with the above please?

susank

Would the charges have been from the account the money was paid from to this loan account rather than charged directly to the loan account?