Reclaimed Bank Charges SUCCESS stories

einyuk

wyebird wrote:

A few years ago we incurred hundred of pounds in bank charges from nationwide when OH's salary went in a day late on a couple of occasions and about 20 odd cheques hit the day before at around £25 a cheque!(we were living very close to the wire in those days). Went in to branch, but they refused to refund, as they had refunded a charge at some point in the past. I paid them when this happended the first time, but on the second occasion decided this wasn't possible and offered them half as full and final settlement. They accepted, so now I presume this offer I made will preclude me from going back to reclaim any of the others?
Thanks for any advice

no, you can still make a claim minus the refunds that have been made to your account.

jools25

Bank: Halifax
Amount reclaimed: £1755
Amount repaid: £1755

Never imagined how easy it would be to reclaime my money. It was only after reading Martins tips on how to reclaim bank charges that i decided to try.
I didnt send of for past bank statements as when sorting out my cupboards I realised I had 12 months of bank statements.
It has only taken 3 weeks from me sending the first letter to recieving the offer. I would like to thank Martin and this website as I would not have known how to get the money back otherwise.
anybody thinking about reclaiming bank charges, go for it youll be surprised how easy it is :j

nick_denny

Lloyds tsb are messing me about from the offset cant even get my statements out of them. Has anyone ad to go to the information commissioner?????:think:

bowesyb5syncro

im just about to start a claim against the halifax for two closed accounts and an active credit card do i have to make two seperate claims one for the accounts and one for the credit card and is it the same address for both im also doing the same for my sister she had an account with halifax now closed and she is doing the same with her current bank the nationwide also my girlfriend had an halifax account before we met three years ago and she was in debt with bank cahrges but she cant remember her account number how do we proced with this one
any advice thanks dave

shell123_2

hi there
can you tell me if you can claim form a bank that you are no longer with.
regards
shell123

nickmack

wyebird wrote:

I paid them when this happended the first time, but on the second occasion decided this wasn't possible and offered them half as full and final settlement. They accepted, so now I presume this offer I made will preclude me from going back to reclaim any of the others?

If you have accepted this as full and final settlement then you cannot claim again for these charges.

nickmack

shell123 wrote:

can you tell me if you can claim form a bank that you are no longer with.

Yes you can.

nickmack

nick_denny wrote:

Lloyds tsb are messing me about from the offset cant even get my statements out of them. Has anyone ad to go to the information commissioner?????:think:

How are they messing you about? Did you send a Subject Access Request under the Data Protection Act? If they haven't returned the information within 40 days, then write to the Data Commissioner and let them know the bank is i breach. Also tell the bank you are doing so, you'll often find your charge information suddenly appears!

suew123_2

where do i find which court i need to put on my letter threatening court action. thanks

Edinburghlass_2

Check the link in the Reclaim Help Thread linked in my signature.