Reclaimed Bank Charges SUCCESS stories

customdaddy

hi, i have been reading through loads of stuff on natwest, i have just wrote my first letter but am confussed as to where i send it, if it goes to my local branch should i just put it in the letter box or do i send it somewhere else, any help !!!!

luca4

luca4 wrote:

Hi
I am Just looking through my bank statements again and have realised that I have only claimed for 5 years and not 6, I Know i am a dumbhead!!!!!
Total original claim plus interest is approx £2000 addittional charges not claimed are approx £260 before interest. Barclays have made me an offer based on my original £2k claim of £900. Do i have any chance to add the extra £260 plus interest?, can i use this info when writing to refuse offer? Can i start over?? Also what is the experiance of people dealing with Barclays, do they respond to to a telephone call or a letter offering to take a reduced fee for a quick settlement
All Comments greatfully received

is it me or am i just asking really dumb questions???

beverleyt

I sent my online moneyclaim yesterday and paid £50 but now I have just noticed that because I get working tax credit I am exempt from paying the fee. I know I will get it back from Barclays if I win so should I just wait for it back then or what?

beverleyt

luca4 wrote:

is it me or am i just asking really dumb questions???

Luca I think it would be ok to amend the amount in your next letter to them but its up to you if you want to take the reduced amount. I am claiming from Barclays and they offered me just under 50% which I declined.

Edinburghlass_2

Addresses are in this thread...

http://forums.moneysavingexpert.com/showthread.html?t=304064

If the address you want isn't there, Google it.

Edinburghlass_2

Jayne_Nicoll wrote:

I've checked the threads (particularly Natwest) for this but can't find an answer.
When the charges are refunded do they have to be a bank transfer to the account they refer to (a joint account which I no longer have) or can you specifically request a cheque or a different bank account?
I'll be damned if I do all the work and the money gets refunded to my ex's account!!
The account in question is Natwest and I still have a current account there.

Generally they will refund into the account you are claiming on so make it clear from the start that you wish a cheque.

lostcrusader

Can we claim for a sprained ankle for posting the letter to the banks.

Well, had i not claimed I would not of been hit by a push bike and twisted my ankle.


Oh the pain the pain boss. :rotfl:

pigginsexy

customdaddy wrote:

hi, i have been reading through loads of stuff on natwest, i have just wrote my first letter but am confussed as to where i send it, if it goes to my local branch should i just put it in the letter box or do i send it somewhere else, any help !!!!

I would send it RD to your branch and also the registered address, Bishopsgate. That way you will have double the pleasure of replies?!?!?!

macscotie

Bank: LLoyds TSb
Amount Claimed:£525
Amount Won:£620

Don't ask me why they've refunded more than I asked for:beer:

Sent second letter and 2 weeks later response refunding £620 to our account.

Like others on this site I felt a prat for asking for this money back - after all it really was our own fault that we were overdrawn. However we are now dealing with our debts. This was step one. Intelligent Finance see you in court!!

Rolling Total £420,878.53 - Keep it going!

maffew_2

get in!!!!!!!!!!!!!!!!!!

Natwest
Amount claimed £2421.17 (£2260 + interest)
Amount received - Advantage gold £1063 + Current Plus £886 = £1949

Only took to intitial letter stage. Sent the letters back in early December, took ages to reply by hey ho

looks like both account dealt with separately and by diff people, got full amount on current plus account(less interest) and approx £480 less on advantage gold (of which £150 = interest)

superb, good step towards me on the property ladder

thanks guys