Reclaimed Bank Charges SUCCESS stories

morgand

Bank: Lloyds TSB (Business Account)

Reclaimed £5,000 including Loan and overdraft arrangement fees. Solicitors entered a defence and 3 days later paid money into my account without requesting me to settle out of court. Now asking me to withdraw claim, which I am refusing to do since they closed my account wef 19th Feb.
Anyone know the legal position with this??

Edinburghlass_2

I don't quite understand why you wouldn't withdraw your claim as if you don't your case will proceed to a court date and you have already been paid?

As I understand MoneyClaim once you have the money in your account it is up to you to withdraw your claim.

millielotus

PaulW922 wrote:

Hi There

You put in Barclays registered office and address it to 'Barclays Bank plc'. The address is somewhere on this forum and also on the bank's web site

On the claim for you just state the amount you are claiming back plus interest. The interest amount will only be determined if the matter goes to court and you win.

the web site will automatically add the court charges onto the amount you wish to claim.

Have you thought about dropping them one final line to say that on this date you will be filing for the full amount plus interest? You could send them your interest calculation. If they are making you offers now they obviously are willing to settle.

Paul

I did make one last phone call to give them another chance, thats when they upped the offer from 1000 to 1200 but said that was it!!
I have also just realised in my excitement i have gone 3 days over the six years, bit stupid of me. Wonder if this is a problem?

Lynne41

Bank: first direct
Amount Reclaimed: £200
Amount they paid: £200

The story: Requested statements via web-site - received promptly. Wrote claiming back charges using template 1. Acknowledgement received within a few days. Offer of payment in full received two weeks after initial letter sent. Money paid into my bank account within 2 working days of accepting offer in writing.

Thanks for all the advice!

millielotus

millielotus wrote:

Paul

I did make one last phone call to give them another chance, thats when they upped the offer from 1000 to 1200 but said that was it!!
I have also just realised in my excitement i have gone 3 days over the six years, bit stupid of me. Wonder if this is a problem?

I should also add that when i originally sent for my bank statements, to give Barclays their due they did return the £10 cheque.

luca4

Hi
I am Just looking through my bank statements again and have realised that I have only claimed for 5 years and not 6, I Know i am a dumbhead!!!!!
Total original claim plus interest is approx £2000 addittional charges not claimed are approx £260 before interest. Barclays have made me an offer based on my original £2k claim of £900. Do i have any chance to add the extra £260 plus interest?, can i use this info when writing to refuse offer? Can i start over?? Also what is the experiance of people dealing with Barclays, do they respond to to a telephone call or a letter offering to take a reduced fee for a quick settlement
All Comments greatfully received

TIPPY

BANK: BARCLAYS
AMOUNT CLAIMES: £1160.00
AMOUNT RECEIVED: 750.00

MANY MANY THANKS TO YOUR WEBSITE. BARCLAY INITIALLY OFFERED ME £450 BUT I REFUSED. THEY THEN CAME BACK TO ME WITH £750 AND I ACCEPTED. BETTER TO HAVE SOME BACK THAN NONE AT ALL I THOUGHT!!! :T

AM NOW WAITING TO HEAR FROM THE WOOLWICH WHO CURRENTLY OWE ME £2650.00. THEY ARE STALLING A BIT AND AT FIRST SAID I WOULD GET A RESPONSE BY THE END OF JAN. NOW THEY ARE SAYING BECAUSE ITS SUCH A LARGE AMOUNT IT HAS TO GO TO A DIFFERENT DEPT AND I WONT GET A RESPONSE TILL 12TH MARCH..... HHMMMMMM. STILL.... IT WILL BE WORTH IT IF THEY GIVE ME IT ALL BACK, THEN I CAN PAY OFF ALL MY CREDIT CARDS AND CUT THEM UP!!!! :T :beer:

MANY THANKS AGAIN FOR ALL YOUR ADVICE!!! I LOVE THIS SITE!!!!

pigsmightfly

Rolling Total £412,569.43 - Keep it going!

blondiebee_2

Can anybody advise me......


Filed my claim on MCOL 14/02/07

When I have checked it this morning,
It says 'Issued' 15/02/07 and there is a link to the 'judgement' page.

So, does this mean the clock is ticking and is it 14 days from 15th or do I have to wait until it says 'serviced', as I have read somewhere that the
14 days starts from when it is serviced?

Bit confused.....

Thanks for help

pigginsexy

blondiebee wrote:

Can anybody advise me......


Filed my claim on MCOL 14/02/07

When I have checked it this morning,
It says 'Issued' 15/02/07 and there is a link to the 'judgement' page.

So, does this mean the clock is ticking and is it 14 days from 15th or do I have to wait until it says 'serviced', as I have read somewhere that the
14 days starts from when it is serviced?

Bit confused.....

Thanks for help

The court deems it be served 5 days after sent. So it would be 20th. Unless of course the bank acknowledge the claim before this date, which means they then have 28 days from the date of acknowledgement. Hope that makes sense.