Reclaimed Bank Charges SUCCESS stories

Ashno1

I have asked for a list of charges against my Halifax account which I closed a year or so ago will they still let me claim this money back, they cashed the £10 cheq 2 weeks ago but have yet to reply.

Secondly the natwest cashed my chq this week although i sent a letter 4 weeks ago.

Are these both delay tactics

goblin

I see the 'ambulance chaser'-type insurance companies are on to this. I've just received an unsolicited offer from a website called **website removed**who will do it all for you - for nothing! Oh yeah. We all know we don't get owt for nowt. They say ... "and we'll tell you for FREE if you're in line for a pay-out. Unlike most companies we'll even pay the £10 to get your statements for you*. You could be laughing all the way to the bank"

*Subject to acceptance

Thank you, Martin - for showing us how to do it for ourselves.

Beanie_bun

Bank: Halifax
Amount Claimed: £2,995 plus interest
Amount Received: £2,581

I wrote a letter three weeks ago, on behalf of my partner, requesting all unlawful bank charges be refunded. He received a letter approx 10 days later saying they were passing it onto another department. To our delight, he received a letter today with an offer of £2,581 as a goodwill gesture! This is a very satisfactory settlement, and he is not going to take it any further. I cannot believe how straight forward this process has been.

Since I first visited your website we have caught the budget fever and have managed to start a savings account and to break the viscious cycle of bank charges. However, we are getting married in 9 weeks and this settlement money could not have come at a better time. I cannot thank Martin and this website enough for the superb and clearly set out advice provided, you really have made a difference in our lives!

:money:

bank_of_slate

Barclays pay up!

I sent my letter on 6th Jan, received an acknowledgement back 2 weeks later.
Today I got their letter offering 100% of my fees = £745!!!!
AND.....they're not going to close my account
YIPPEE!!!!!!
Thank you Martin
...Linda xx

chomps13

Hi

Thank you for your reply, in case my 'thankyou' button did not work! I will call them next week as it is fast nearing the deadline date. Are they likelyto carry out my request? Otherwise I have to contact the Info Commissioner, but hopefully this will work? Sorry to bother you again, but I am fast losing my nerve bu don't want to give up!

Thank you

chianti

Has anyone reclaimed charges from credit card companies with which you still have a high balance? I was charged up and would obviously like to claim it back but I don't want to shoot myself in the foot and find they ask me to pay off the balance.

I know I could transfer the balance to a new card but I won't have high enough limit on my credit cards to transfer the whole balance.

tasty_snacks

natwest

claimed: £351
paid: £351

had to send the second letter threatening court action, but rceived offer of 351 which i gleefully accepted.

thank you to the community on this website- the collective confidence of everyone who visits here is an inspiration.

vicky242a

Hi,

After being told about these website and reading loads of posts on this forum, i decided to try and get my charges back. I decieded to hit them all at once, and see how things go!

HSBC - First letter asking for statements sent the 23rd Jan. Received statements 3 weeks later.
Sent second letter today asking for reimbursment of £1475.78 including interest.

Capital One - First letter asking for statements sent the 23rd Jan. Received statements 3 weeks later.
Sent second letter today asking for reimbursement of £853.29 including interest.

Barclays Bank - First letter asking for statements sent the 23rd Jan. Recieved within 2 weeks.
Sent second letter asking for reimbursement of £837.00 including interest.

Barclays Bank (partners account) - First letter sent asking for statements on 23rd Jan. Received 2 weeks later.
Sent second letter asking for reimbursement of £2898.00 including interest.

Egg - Sent first letter asking for statements on the 23rd jan, they have replied 3 weeks later asking for further proof of ID. Re-sent ID today.

Co-Op - Sent first letter asking for statements on the 23rd Jan, they have still not replied.

I'll keep you updated with the outcomes.

Thanks for all the advice i have read on this website.

Vicky

welchy2006

Hi i sent my first letter to lloyds tsb head office and i got a reply back in 6 days. But the second letter threarting to take them to court i sent to my local branch, will it matter.

Edinburghlass_2

welchy2006 wrote:

Hi i sent my first letter to lloyds tsb head office and i got a reply back in 6 days. But the second letter threarting to take them to court i sent to my local branch, will it matter.

No it won't matter as they will pass it on but do allow time for that to happen.