Reclaimed Bank Charges SUCCESS stories

Edinburghlass_2

As the above posts by Ernest really, you can carry on or accept the offer.

You have a better chance of winning than the banks have

BudChampagne

Edinburghlass wrote:

As the above posts by Ernest really, you can carry on or accept the offer.

You have a better chance of winning than the banks have

Thanks, was just a bit worried about that one line, saying that they woould win.

Is this just another scare tactic?

Edinburghlass_2

I wouldn't say a scare tactic, just a standard letter.

minty18

Can someone help please,

I sent my 14 day letter to the bank with a full description of charges, the 14 days has now expired so i'm now going to send an LBA.

However I have called them today and they have assured me that a response letter is being "checked" before being sent out and it should be with me by the middle of next week. so should i wait for this letter to see if its an offer or continue with the LBA?

help much appreciated

fatbill

:T :T :T Recovered from NATWEST TWICE once for me, once for my daughter.

BANK...NATWEST
CLAIMED....£1463.60
RECEIVED...£1463.60
After second letter, had offer without admission of guilt.Accepted.

BANK...NATWEST
CLAIMED....£5244.80
RECEIVED...£4687.20
After threatening court action, had offer without admission of guilt.Accepted.

MANY THANKS TO MARTIN- A TRUE CONSUMER HERO !!!!

misskitty_4

Bank: Capital One
Amount claimed: £181.98 incl interest and court costs
Amount received: £181.98

Thanks again!!!

JRMat

- Sent first letter on 9 Jan and rec'd all charges/fees statement within a few weeks.

- Sent 2nd letter asking for the money back (£1419) on the 29 Jan and checked our account yesterday (14 February 2007) and £1415 had been credited back into our account. I sent the third letter first thing in the morning without realising it had been paid back in threatening to go to court.

Question: We haven't rec'd a letter or any form of communication that states that they were or had paid the money back. Is this okay? I'm sure it is but surely they should put in writing that they are paying us back? And, if so should we refrain from spending it until then?

Thanks ever so much to everyone - we couldn't have done it without your help![/FONT][/FONT]

minty18

minty18 wrote:

Can someone help please,

I sent my 14 day letter to the bank with a full description of charges, the 14 days has now expired so i'm now going to send an LBA.

However I have called them today and they have assured me that a response letter is being "checked" before being sent out and it should be with me by the middle of next week. so should i wait for this letter to see if its an offer or continue with the LBA?

help much appreciated

Shall i write this message in capitals because that seems the only way you get a response, can someone please advise me on this?

Edinburghlass_2

You can try, but its certainly not going to make me rush to answer. Please be aware we are all volunteers on MSE.

nealfuk

Bank: smile (co-operative bank)

Amount Reclaimed:£775 & £730

Amount they paid:£815 & £730 (£1545 in total)

wrote to smile claiming charges from 2 accounts got a letter back a few days later saying they would look into it then just as i was about to send 2nd letter they refunded in full both accounts plus £40 for a charge they took after i wrote. full refund paid 14 days after they received 1st letter and my account and overdraft is still intact. no hassle & a great result!!!!
:j