Reclaimed Bank Charges SUCCESS stories

Mirtos

Spoke to Lloyds' solicitor today, who agreed to settle my claim for £947.35 :T
It was in my account by the close of play this afternoon. :dance:

Edinburghlass_2

Ashno1 wrote:

I have asked for a list of charges against my Halifax account which I closed a year or so ago will they still let me claim this money back, they cashed the £10 cheq 2 weeks ago but have yet to reply.

Secondly the natwest cashed my chq this week although i sent a letter 4 weeks ago.

Are these both delay tactics

They have 40 days to provide the information so not delay tactics.

welchy2006

well it will be 14 days tommorow. They owe me £620 but i havent took of all the £4.50s i owe them will they do that.

VISA-DIVA

Hi I have an current account with Halifax my mortage and a homeowners load will i need to close these services and open another account with another bank to re-claim my bank charges? I know it it best to open another current account when claiming my bank charges as the bank can close it through bitterness.. but what about my other services? And how long does this process take?

Thanks for any information VISA-DIVA

Edinburghlass_2

Your mortgage and loan will be different agreements and shouldn't be affected.

How long is a piece of string, no answer to that one I'm afraid.

VISA-DIVA

Hi I have an current account with Halifax my mortage and a homeowners loan aswell will i need to close these services and open another account with another bank to re-claim my bank charges? I know it it best to open another current account when claiming my bank charges as the bank can close it through bitterness.. but what about my other services? And how long does this process take?

Thanks for any information VISA-DIVA

Edinburghlass_2

See the above reply!

millielotus

Edinburghlass wrote:

As they have complied in getting back to you within your time scale just start the court procedure now.

I have filed my claim at MCOL and its at the start of the judgment. Bit late in the day maybe but realise i have gone about 4 days over the 6 years!! Do you think this is a major problem?

costello

I wrote to the RBS to reclaim £7000+. Just had £5860 deposited in my bank account. Decided to accept their offer, thanks Martin every thing you said about their response to my letters was spot on.

vix77

Bank: Smile (current account)
Amount Claimed: £0!!!!
Amount Paid: £1366
Story: Sent secure message asking for refund of charge for incorrectly taken direct debit, also asked for copies of all statements, next thing I know I check the account today, credit of £1366!! Got home to letter stating they have reviewed account and refunded all charges from Dec 2002 to Jan 2007!! Didn't even have to follow procedure as laid out here, ie template letter, threaten court action etc!! Still going to review statements (when I get them!) to make sure they have actually paid everything. Haven't even been asked to sign anything about further bank charges, they just said if they don't receive a reply within 8 weeks they will assume complaint resolved. I would say to anyone: go for it!!! Let's get one over on the banks!!
Vix