Reclaimed Bank Charges SUCCESS stories

Boudica

First Direct
Claimed £658 (with interest)
Offered £545 with no charge for this months overdrawn as goodwill gesture.

I'm taking the cash. I can't believe this has happend. 2 letters, 6 weeks and I have an offer. I'll send the paperwork back today and wait for my cash.:j

I was so nervous about doing this and I would just like to thank Martin, Rex Mundi, Edinburghlass and everyone else for their help and guidance. :A :T

With the help of this site i'm getting more savvy with my purchasing and how I handle my money. It's a whole new way of life for me. I also go C-op bank to give me £15 cos they messed something up. 8 weeks ago I wouldn't have had the confidence to ask.

Thanks folks. I'm off to Dublin at the end of April thanks to the First Direct. I'll certainly be raising a glass of the black stuff to Martin and everyone :beer:

Rolling Total £352,240.48 - keep it going!

busboy_3

Hi,
Have just (Last Sat) sent out seven letters asking for my bank charge details to several banks/cards and have had a phone message already from one of them. I haven't banked with them since 2004 so it must be regarding my letter.
Should I ring them back as requested, or not? And if so, what should I say (or NOT say)?

Edinburghlass_2

Ask them for the information you asked for in your letter.

Blazeparadox

Started only with letters in January but just got back in and two letters tback from HSBC offering £561.


A/C 1 asked for £555.00 offered £475.00 I'm gonna take this
A/C 2 asked for £86.00 got £86.00

I'm small fry compared to others on here, but heck, 'Every little helps'.

This little lot will help me update my 12 year old naff kitchen. Along with my clubcard deals from MFI. That's what I call a moneysaving kitchen.:money: Thanks Martin thanks MSEs :T :T

Just gotta wait for Cap One now

Rolling Total £352,801.48 - keep it going!

ainscough1965

rbs refunded £8774 nice and easy

Rolling Total £361,575.48 - keep it going!

nicky1312

hi im sorry to be a pain but i have sent all my letters the 3rd one that tells them that i will go to court if they dont pay up they had 7 days which is up today, i have asked for £1444. without interest im really stuck read all threads and not sure what to do (thick i know) do i do something online another letter to them or to court now and how do i do that, if i have to go to court i live in scotland can i use my nearly brother in laws address which is in england. please help just dont seem to be understanding a lot of it i have been reading these pages to long now hehe.thanks for any help

BUSINESSATLARGE

Can charges be reclaimed on Business Accounts as well as personal a/cs ???

Edinburghlass_2

http://forums.moneysavingexpert.com/showthread.html?t=270122&page=3

tectmum1

iglimpse wrote:

:mad: I am helping my sister to reclaim charges from Abbey (back to 2002). I applied using the template letter but what I got back was useless. Lists and lists of spends but no info on the charges incurred, or the balances. I don't want to let that deter me... Is this their usual ploy?

We have already opened a new account, so that one is dormant for now:cool:

Clearly I need to write back and reiterate that it is the charges info I want, unless you can suggest anything else

you have to ask for 6yrs of statements plus you pay a small fee for this i think is about a tenner then you sit down and count all the charges they have taken of you you will need to sit down when you see what they have taken in my case i have been oftered £851 from the Halifax but i,m not going to settle for that when they owe me £1.400 so my court date with them is 26th march so i will keep this site updated thats how you get to find out what your owed!!!!! so good luck i Have contected my local paper about this and they will be coming to court with me if it goes that far

Edinburghlass_2

If you ask for copy statement you will be charged more than £10 for them as they are entitled to charge per statement, however you can go back to them and ask for the information in the form of statements.