Reclaimed Bank Charges SUCCESS stories

pigsmightfly

Rolling total £334,574.94 - keep it going!

DJP38

Cahoot
Claimed £2100 (Inc Interest)
Agreed On £1600

Sent 1st letter, got reply with the usual, I agreed to T&C's etc, therefore
not gong to offer refund, issued Moneyclaim online on 1st Feb, offer came
Friday 9th for £1600 and decided to accept.

Thanks to Moneysaving Expert, this is a great site with great information.

Now waiting for First Direct £7800 (Inc interest) !!!!
Issued claim and they say they are going to defend, Watch this space !!!!

Will keep you posted

Thanks Again.

Rolling Total £336,174.94 - keep it going!

emma_c82

Bank: Halifax
Amount reclaimed: £927
Amount they Paid: £927

Wrote to them after getting my statements in the beginning of jan. Chased it up with a phone call but they said they didn't recieve it. Resent the same letter and funny enough i got a letter the next day saying that someone was looking into it. Two weeks later i got a letter saying they had been trying to contact me by phone but had no luck but were willing to offer me £927. What more could i ask for :T
Should have the money in my account this week.

Rolling Total £337,101.94 - keep it going!

agent_zigzag_2

bank lloyds
refunded £690
after first letter

oddly paid back without interest though ,on joint account however have had to take to small claim online for personal account delaying tactics {yawn} anyway confident will have the money before I go to vegas to gamble the lot.

Rolling Total £337,791.94 - keep it going!

Winning_ways

Bank: Alliance & Leicester
Amount Claimed: £1300
Amount Received: £1300

Request for disclosure took up to the last permitted day. First letter resulted in brief reply dismissing any entitlement. Second letter threatening court resulted in an identically worded letter. Issued claim for full amount and charges using Moneyclaim. Reply received 7 days after issuing with payment of full amount. The letter suggested that account would be closed, but I did this first!

Rolling Total £339,091.94 - keep it going!

shirty30

Hi All i'm a newbie!!

My brother has had an overdraft with Natwest for the last 3 years (he hasn't disclosed the amount yet) but he has been paying £30 a month charges for the last 3 years. By the time he has had his wages paid into his account, paid off bills etc, the bank then take their £30 charge, he is left with no money in his account to even pay anything off his overdraft and then he is left in the same vicious cycle the following month etc...

Does anybody think he'd stand a chance of reclaiming back any of the charges?

Edinburghlass_2

You need to start by reading Martin's article, then reading it again Then follow the steps suggested.

Step-by-step Guides: Bank Charges: Reclaim Your Cash | Top New Bank Account Calculator: Charge them interest Template Letters: (right click and save) Ask for charge details |Initial letter | Second letter | Small claims note Get Updates On Important Changes: Free Weekly Money Tip

d4donny

charge statement - £10 per account?

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Hi, I have read the article but am not clear on one thing before getting started with the process...

we are about to send the letters to the Halifax asking for the last six years of statements... the only thing is we both have individual accounts with them as well as a joint account... do we have to send three letters with cheques for £10 ( one for each account) or would one letter quoting the three account details do the job...?

sorry if this has been posted already - a bit nervous about starting the process but completely fed up with Halifax charges (charged £30 a few months ago for being about 30p overdrawn for 30 min!! -

Any advice re the letters would be appreciated!

Thanks

D

Edinburghlass_2

One cheque for £10 should do if you include both names, account numbers etc in your letter. However, when it comes to doing a claim best to do them separately rather than a joint claim.

Steve_T_2

I was asking for details of two Barclays accounts and treated each one separately with a separate letter and £10 cheque. They sent back the cheques and said they did not charge for this service (back issue statements)