Reclaimed Bank Charges SUCCESS stories

System

Hi all

Bet not many have claimed off this lot!!!

When I was naughty with money used to cash cheques with The Money Shop.

I bounced three cheques with them and got charged £25 for each one. So, flushed with my NatWest claim success, I thought I'd write and try and claim the 75 quid back too!!

Five days after my letter got a phone call offering it back as a gesture of goodwill (of course!).

Just goes to show Martin's method can be applied to a multitude of financial organisations with equally successful results :-)

Nationwide and Barclaycard are next!!

Regards & good luck everone,

UNDERGROUND

Rolling total £278.198.79 - keep it going!

chrisnorden

Bank: Confidentiality imposed!! (not seen this reported before, but as the money isn't in my account yet, I'll keep it a secret)
Amount Reclaimed:£1142
Amount they paid:£1142
The story: Statement request August'06-£350 offer rejected in September-MConline instigated-defence entered-court hearing due 9th March '07 - offer to settle arrived Saturday 10/2 - acceptance letter in post.

My son's three Halifax/HBOS accounts - Loan -Current & Credit Card - all settled - -two before litigation - last one judgement by default, although they clawed back some of the proceeds to offset outstanding debt. Amounts £209-£443-£167

My son's RBS current account started by going £1 overdrawn + £30 for going overdrawn and rose exponetionally until it reached £300 +, when I put a block on it. Received £350

Rolling total £279.340.79 - keep it going!

stash36

Bank: Co-op Bank
Amount Reclaimed: £956 (inc. interest)
Amount they paid: £600.

Took a while this, first letter in Nov. Waited as long as they could between letters, did get a few "looking into your complaint" messages, however.

After sending breakdown and claim details in, they finally made an offer - money went straight in account at same time. Needed cash so accepted.

Rolling total £279,940.79 - keep it going!

Dugsy_2

HSBC
Claimed £1606
Paid £1606

Was quite straightforward, got to online claim stage - they said they were defending the claim but paid up before court date - as they all do.

Halifax
Claimed £234
Paid £234

Just took one letter as it was a small amount they paid straight away.

Others to come when i buy a new printer for the letters!!

Rolling total £281,546.79 - keep it going!

gingercheapskate

Lloyds TSB
Claimed £280
Paid £280

Sent 2 letters and was about to complete the Moneyclaim stuff when I got an Ex Gratia payment into my account and a letter the following day saying that it would cost them too much to go to court so I could have my money back!

My advice would be to wait a little longer than the 7 days stipulated in the 2nd letter before completing the Moneyclaim paperwork as they paid up about 3 weeks after my deadline. You could save yourself some time and hassle - but I get it depends how much you are claiming?

Good Luck everyone and thank you Martin and Consumer Action Group for all your advice.

Rolling total £281,826.79 - keep it going!

j.barton1

Jenny vs Barclays.
Claimed 1,800
Paid out 2,400 includes 8%interest £120 court cost £277 lit in person fee

Barclays managed to last until the week before court, they made loads of offers of part settlement but i stuck to my guns and they settled in full, i wouldnt accept confidentiality terms either.

Rolling total £284,226.79 - keep it going!

DIAMONDDOG_3

Bank; NatWest
Amount Clamed £539
Amount They paid £494

This only took 11 days because i already had 4 years bank stataments, from the 1 letter that i wrote, i accepted there first amount which was all my bank charges for 4 years less the interest.
Three cheers for Martin Lewis and well done everybody else who have had there charges back....

Rolling total £284,720.79 - keep it going!

A_real_ale_surfer

Bank First direct
amount clamied £3300.00 plus intrest
amount recived £3300.00



Story

Late October set up a new current account

Middle of December Used martins template no1 (with a few personal touches) requesting my overdraft info with cheque

Few days later received a letter back with my £10.00 cheque

3 days later courier delivered statements used martins calculator to discover an embarrassing £3300.00

End of December Used martins template 14 day letter (with a few personal touches) to claim plus interest

2 weeks in to January an offer of £2800.00 was made to me

2 days later …………NO……… I said in a personally crafted letter I want my £3300.00 back but was willing to drop the charges for a speedy settlement

First few days in to February a letter offering me the full £3300.00

now just waiting for the money to be put in to my account



Can’t bloody believe it !!!!!!
thank you to martin and all the encouraging stories you all have posted

Rolling total £288,020.79 - keep it going!

skot_uk

Thankyou for this wonderfull site and all who sail in her!
Started claiming aganist r.b.s mid Jan. Cost me £5 for statments and £2 to post two letters and they paid up full amount (£1379) without a fight, 1 week before it went to court.:T

Hurray for everyone who has had the curage to do the same, and once again thankyou all!!

Rolling total £289,399.79 - keep it going!

kazzaj

Hi,
I was due to file with the courts on 16 Feb, but have received a phone call this morning. My claim was for just over £7500, they offered me £5500 over the phone so I asked them to meet me in the middle at £6500 and they agreed. I cannot believe that I have won this much money for the sake of writing a few letters. Thanks for everyone on here, I would not have even dared start this without you all.

Rolling total £295,899.79 - keep it going!