Reclaimed Bank Charges SUCCESS stories

lizzylizzy

nat west
claimed £1569. including interest
refunded £1120

Recieved a letter after 3 weeks saying they were looking into it. then 3 weeks later recieved a letter offering me £1120 as a goodwill gesture. needed the money so settled. i'm very happy.:j

Rolling total £315,513.53 - keep it going!

cmjohnson_86

Bank: Natwest
Claimed £645 inc Interest
Recieved: £593

Recieved a letter offering me £593 10 days after sending them the first letter asking for the charges to be refunded. They offered it me out of a good gesture will, recieved it 3 days after I sent the acceptance letter back. very fast and easy enough.

Carry on going everyone who is currently trying to claim them back, dont let them win!

** Forgot to say, Thanks for everyones help. Couldnt have done it without this site **

Rolling total £316,106.53 - keep it going!

Paulxo

Claimed: £1085 + interest
Received £1530

They dragged it out.

Initial letter was refused categorically, took them to court, they defended. Asked for info (despite not policy of small claims track) from me, declined to send other than a repeated request for my charges back. Eventually offered me £700.
Declined, and asked for it all. Then my local court moved to strike the bank's defence as 'an abuse of process' as the judge was fed up with cases being settled just in time.
NatWest (Cobbetts) had no choice. They sent me a cheque. Now, where's that notice of discontinuance?

Rolling Total £317,636-53 keep it going!

jpeterson

Hi,
Bank: Royal Bank of Scotland
Amount Reclaimed: £1296.34
Amount they paid: £1296.34
The story:
Sent my letter asking for the charges for previous six years, along with my £10, received the statements, sent my letter back the next day asking for my money and Ive just had the mail in and there is my letter saying "here's your money back"!!!!!!MARTIN THANK YOU!!!!
It took two first class stamps, my £10 fee and 3weeks!!!
I URGE EVERYONE THAT USES THIS SITE TO DO THIS, IT WAS PAINLESS...
THANKS AGAIN!!!

Rolling Total £318,932.87 keep it going!

edithminnie

Bank: NatWest
Amount Reclaimed: 2015
Amount they paid: 2843

Its been a long and worrying journey but well worth it!
Many thanks to eveyone for all your help and support.
2 days left till court hearing.
Everyone out there don't give up - my initial offer was £605.

Rolling Total £321,775.87 keep it going!

SammyBadSaver

Hey

Bank: HFC
Amount Reclaimed:£480
Amount they paid:£340

i realised that in my last six months of my final year of university i managed to incur £280 worth of charges i was shocked that it was this much. I managed to get the balance below the credit limit and though nothing about it til i saw martin discussing reclaiming bank charges on telly. so i wrote a letter asking for the charges back and rather swiftly i had a reply for half which i accepted as i was pleased to get any amount back and was quite new to this. Thouugh after reading the success stories on this website, i decided to do it again for the charges i had incurred since the account was open, which was another £200 pounds again i recieved an offer for half which i though yeah i take but after reading a few more stories i though i press on so i wrote the second letter and today without the need to go to court they offered me £200. i would say you should try to get all your money back but if you cant deal with the stress accepting part isn't failure.

Bank: Barclays
Amount reclaimed: £85
Amount recieved: £85

wrote the standard first letter two weeks later money was in the bank :beer:

still got two more banks to hear from: halifax are playing a waiting game send a letter today saying i should heard by march 13th (lucky for some),

and capital one offer me the the difference between the charge and the twelve pounds which added up to £190 in their figures, mine make it £218 i wrote back and said i wouldn't accept this as the charges are more then the amount i owe of i would just like to the account to be closed im sure the debt freedom will be great im not going worry about a few quid

hope this inspires just one person

sammy x

Irezumi_Muzan

Bank: Monument (credit card from Barclays)
Amount Reclaimed: £96
Amount they paid: £48

Wrote to them exactly 2 weeks ago. Received 2 letters today. One saying they were looking into it and one offering me £48 as a goodwill gesture. I'll take it.

Still waiting on Barclays (£25) and MBNA £300) but I'm doing OK...

Rolling Total £322,248.87 keep it going!

misskitty_4

Bank: halifax
Amount Reclaimed: £1,575.86
Amount they paid: £1,575.86
The story: Sent first 2 letters, filed mcol, day before judgement due halifax phoned to offer full amount including court costs and interest. Money was in my account about an hour later.

Rolling total £323,824.73 - keep it going!

ainscough1965

after listening to martins programme on j vines show in november i decided to have a go myself.i wrote to my local rbs asking them to supply me with details of charges over the last 6 years they said they where unable to do so but would supply me with statements for that period.they gave contact details of the person at head office to contact i did this and enclosed a cheque for £5 for the statements.when the statements arrived me and my wife went through the pile it took some time. at the end we could not beleive the amount I then wrote back to the rbs in edinburgh and asked them to refund the charges for the last 6 years they wrote back saying they would investigate and would be intouch before march 07 .On 1 febuary i received a letter saying in short that they did not agree with my complaint saying that their charges are fair and transparent.however having reviewed my case and as a gesture of good will and without admission of liability or error they are prepared to offer the amount of £8776.21 .... obviously i accepted they said they will revue my existing banking facilities but as yet nothing has happend:T :T :T

Rolling Total £332,600.94 - keep it going!

imawinner_2

HSBC
£2243 plus interest of £355.71
£1974

Sent two letters as per MSE.com, six weeks total from start to HSBC crediting my account (including Christmas in between).
Thank you MSE.com