Reclaimed Bank Charges SUCCESS stories

ScoobyDoofus

Took the first letter into our branch last Monday (29th Jan), asking for £936 plus interest.

Today, we received a letter which initially looked bad, saying all charges are fair and transparent, and they are not penalties but fees for providing a temporary overdraft.

However, the first line on the second page said that as a goodwill gesture they were prepared to pay the £936!

Yes! First letter, no chasing, less than 14 days after the first letter!

If you are considering claiming, just do it. What have you got to lose?

jinksythree

Charges refunded with interest (even though I didn't request it), from Bank of Scotland - total approx £2000 - wrote first letter template which I got on the site, then used 2nd letter template from Govan Law Centre, and got stock replies for weeks - "we are looking into your complaint" - then got a phone call out of the blue, just as I was about to fill in the small claims court forms -they offered me the full amount that I had claimed plus interest (I claimed for the past year and a half) on the phone. The person who contacted me was actually very helpful over the whole situation - got them refunded into the bank account within days of sending back the acceptance form. Thanks very much to this forum for giving me the information, materials and motivation I needed. It was stressful and time-consuming but so worth it!

Edinburghlass_2

Rolling Total £169,893.70 - Keep it going!

from 1/2/07

woodsie449

Woowee. Just got my cheque for £2450 through from HSBC - they blustered and stalled, but it was never in doubt. Go for it!!

wdj40

Just to let you all know in addition to my H.S.B.C. success they offered me £950 as I have mentioned before.
I signed the letter they sent me and wrote one up myself, in it I said I have acepted the offer as it is a very good offer but if they could find it in their hearts to re-imburse me the full amount as I have a new baby boy and the stress that H.S.B.C. have caused me over the years with their unlawful charges really put a burden on my finanaces.
Anyway they have paid me today £1050 so a really nice letter to Colin Langdale worked, in the letter I also thanked them etc!

Now I`m awaiting my statements from Barclaycard... watch this space

rwilson_3

Bank: HSBC
Amount Reclaimed: £1974.50 & £556.88 interest
Amount Paid: £1777.96

Sent Letter 1: Thursday 21st Dec '06
Sent Letter 2:Wed 24th January '07
Letter of settlement - Mon 5th Feb '07

I know I haven't got back every penny but as far as im concerned this is money that I thought was gone for good. Just waiting for the money now which they claim to pay within 7 days!

All of the money is going to clear one of my credit cards.
Sooo happy!!!!

Ernest

Cousin claimed from HSBC after my advise (info gained from this site)

Claimed £1600 + approx £400 interest.

Paid (after first letter) £1600!

Wish mine was this quick

He didnt even buy me a pint!!!! :~(

Stuart_Mo

Bank: Nat West
Amount claimed: £1116 + £112.44 interest = £1228.44.
Sent Letter 1: 23rd January 07
Reply: 7th February 07 (exactly 14 days my deadline for response)
Amount paid: £1116

I am accepting it'll be in my account in 7days, from £0 to £1116 in 21 days. and thank you Martin for this useful resource and the work he does which I am tell everyone about.

If anyone reading this thinks "I can't be bothered" or "I can't" then think again, one letter and a bit of time to work out what you are owed, net result for me was £1116, it was totally worth the time and effort which for the amount reclaimed was minimal. I really am no letter writer, I usually don't have a stamp! But on this occasion I was incensed to be charged £190 when the bank bounced £140 of direct debits as I didn't have the funds, but the bank took their money out immediately. So go for it.

£1116 YAY!!!!

1mmaker

1st Success story of a few (Hopefully )


Bank of scotland Credit Card:

Claimed £400

1st Offer £200
Declined and 2 days later off er of £400


Bank Of Scotland Student + Current Account

They have 6 days to get back with an offer

Ammount claimed £960


Barclaycard: Awaiting Statements
Royal Bank of Scotland: Awaiting Statements
Capital One: Awaiting Statements


Thanks to everyone on the site for all the help and support throughout.

Have passed info on to two friends in work who both recieved £1400 and £1267 from Royal bank of Scotland,

They very very please and thank everyone aswell and have passed info onto friends and family.

Hopefully ill be back very soon with more success stories from myself.

Gav

davekemsley

Bank Halifax

Claim amount £785
total payed £785

story

went very easy! send first letter got standard reply saying i will have a response in 4 weeks send 2nd letter when 15 days was up, got a call today offering amount (today was the day i was ment to issue court action)

TOTAL SO FAR £179,072.66