Reclaimed Bank Charges SUCCESS stories

mkleak

Bank: Royal Bank Of Scotland
Amount Reclaimed: £6900
Amount they paid: £5761
The story: Wrote to my bank just before Christmas asking for list of all charges which I received first week of January. Then sent the request listing all the charges as per the instructions on this website. I received a letter 1 week ago telling me that they considering my request which I thought was a stalling tactic. I still had not heard anything as of yesterday and was going to write the court action letter but no need. I received a letter from my bank this morning offering to settle which I have accepted.

I am ecstatic and have yet again been sorted out by the excellent advice given by Martin and his website. Fan-flipping-tastic!:beer:

jillie1974

Bank- Natwest
Amount CLaimed- £4376
Paid £4037
Story- asked for statements beginning Dec, sent 3 letters to chase them and offered me £4037 which i will accept. T
This pays of my Natwest Personal Loan and o/draft! So double success as i have managed to clear our overall debt by £4037

thanks to Martin, edinburghlass and rex for all their posts and inspiration!

Hels_Bels_6

Barclays Bank
Amount claimed £1225
Amount Paid £1000

Initially offered £630 after first letter but this was upped to £1000 after one more letter from me maintaining more be paid. I admit my part in going overdrawn in the first place so don't mind them keeping the £225! Can't belive how quick their response has been throughout, normally within 5 days of sending letter. Thanks to this site and all the great advice I'm going to pay off my credit card & overdrafts!

league

Hi

Bank paid up claimed 1844.34 === Paid 1844.34
after 7 days.

Recieved cheque through their solicitors, gave the impression that I should not be charged at all which is not the case. I do expect a charge but not nearly £60 every month a direct or standing order fails.

Also a threat that Alliance & Leicester would be contacting me on future operation seems from the wording that their is a possibility of the account been closed down.

regards league

SuziK_2

Hi,
Small amount I know but £30 this morning from Lloyds TSB.

I telephoned them as recommended and explained that I have been a good customer for twelve years and this is not something that happens to me very often.

After a half hour phone call while he tried to 'save' me more money with increased loan repayments, increased overdraft, a 'better' account (with higher monthly charges) and even accepting a credit card. They gave me the goodwill gesture of cancelling the fee if I promised not to go overdrawn again for twelve months or accept any forthcoming fee associated.

I did accept receiving information on the credit card but I have no intention of filling in the application form and returning it. I want less debt, not more!

Good luck everyone reclaiming.

mia79gbr

Bank: HSBC
Amount Reclaimed: £2800
Amount they paid: £2400

The story:
Requested list of charges December 06. Requested money back (1st template letter) January 22nd 2007. Received the standard 'we're looking into it' response. Sent letter threatening court action 5th February. Offer received 7th February (dated 5th of February). Offer of £2400 which I am accepting! :j

Thank you so much everyone for your advice and help!! This is the stamp duty for my new house so I can keep my car and motorbike!!

(Also 'without prejudice' and no mention of account being closed, although did receive a 'statement' on personal loan which I haven't received before!! "A hint, HSBC?")

13th February money appeared in current account!

Ambernectar_2

Bank: Halifax
Amount Claimed: £930 (without interest)
Amount Refunded: £815

Sent second letter (had all my statements, I know sad) 8th Jan and got reply within 7 days stating they were investigating my claim which would take 40 days. Sent not happy with their reply and 7 day notice before court action letter 23rd January got offer 2nd February. Very simple process so anyone with doubts don't, have a go for it.

skintscouser

Halifax: Claimed £1549 8/1/07. Offered £820 on 24/1/07. Settled for £1350 on 29/1/07. Paid this afternoon into my account! Nice!! Once again thanks to everyone involved with this great website

Aardwolf_2

Bank: HSBC
Amount Claimed: £1770
Amount Refunded: £1440


I posted the letter (using the template) on the 7th Jan. I had a letter back from them 17 days later offering £1440. (Money credited to my account 7 day after that). That`s paid off my holiday for this year.



Cheers!

leeroch

success!

HSBC
£1149 claimed
£1149 received (7 working days)

took about 2months altogether!

do it guys! dont be scared you WILL get your cash!

happy days!