Reclaimed Bank Charges SUCCESS stories

kayron8

Mbna
Total Claimed £107
Gesture Of Goodwill Repaid £100

Many Thanks

37monkey

Bank HALIFAX

Amount claimed £1650

Amount recieved £1250

Nice and quick 4 weeks from first letter the cheque is in my new bank account, just one short phone discussion

ROLLING TOTAL £1350

Richiefitz3007

:j The bank that likes to say yes!!:j
Seeked £2600 + costs.:j
Won £2600 + costs out of court!!!

Martin Lewis you are a god. I am forever thankful for your advice!!!
Halifax next for me!!

ROLLING TOTAL £3950

hobbeshalftail

Bank : The Royal Bank of Scotland
Amount claimed - £670 plus interest
Amount received - £670

Process was quite quick, sent first letter in December 2006. The bank did cash the £10 cheque unlike HSBC, but got a long winded letter saying it wasn't their fault etc but they would pay.
Only got Citicards left now - they are being a bit shady tho, have already sent threat of court letter as first reply was saying they were not to blame blah, blah.

ROLLING TOTAL - £4620:rotfl: :j :rotfl:

taylor1001

First letter sent to HSBC on 12th Jan 2007.

Claimed £3086 (with interest)

Letter recieved this morning (less then 3 weeks) with offer for settlement of £2060. Offer accepted!!!!

Fantastic website, thank you!

ROLLING TOTAL - £6680

suejhoward

Bank: Halifax
Charges:£790 and £156
Paid: £790 and £156
Story:
Started off with template begining of Dec 06
Received copy of lots of statements within a couple of weeks
Sent off request again less than 3 weeks ago
Phone call received yesterday offering £500 and £75
Very tempting but decided to refuse.
I had also added interest onto charges but agreed that I would not pursue them.
Letter in post today offering full amount!

I am also pursing a few other credit card accounts.
Would you believe Halifax and Sainsburys - their letters are written by the same person!
However they have stated that there is no way they will refund the charges, so looks like i'll need to take those further.

My advise would be to keep going, it takes a lot of time and effort but in the end you have nothing to lose and everything to gain!

Thanks Martin your pages are brill!

Rolling Total £7806

Livs_Mummy_2

Amount owed £2936
Paid £2636

Thanks to this amazing website and support from fellow users xx

rolling total £10,442

WifeofDJFLP

Bank: Halifax

Amount Reclaimed: £758

Amount they paid: £700

The story:
Got as far as letter before action when Halifax replied with thier first offer of £400, OH phoned and haggled them up to £700. That was yesterday- recieved the acceptance form today and expect the cash within 10 days.

Off to do mine now, haven't had charges for years but there was one summer when i was a student and the cheque book got a hammering so I can't wait to get my statements!

:T

ROLLING TOTAL-£11,142!!

zincoxide

Bank: Natwest
Amount Reclaimed: £182
Amount they paid: £182
The story: 3 letters starting on 27th of December, didn't mention court once and used no threatening phrases, got confirmation they will settle in full on 31st January.

Rolling total : £11,324

misskitty_4

Bank: Ikea (Ikano Financial Services Ltd)
Amount Reclaimed: £140
Amount they paid: £140

The story: Old store card from 2 years ago. Various late payment charges. After first letter they sent an offer for 50% of claim (£70) i refused and sent them a second letter giving 7 days before court action…their time was up tomorrow. This morning acceptance letter arrived for me to sign and return for £140 which I have just done.

One down, Halifax, Barclays & Capital One still on the go. Egg and Black Horse left to start now!

Thanks for all your help everyone!