Reclaimed Bank Charges SUCCESS stories

weekenny

Hi,
How would i find out what court to use to put in my 2nd letter to bank. Would it just be my local court?? ie Falkirk Sheriff Court??

Edinburghlass_2

Yes..........

Babpss

Bank HSBC
Amount Claimed - £1189.69 (£917 charges + £272.69 Interest)
Refunded - £1023

I sent them two letters and they offered me £1023.00 immediately! I could have pushed for the whole lot, but was happy with that offer, for the little effort I put in. WARNING - The acceptance letter had to be returned within 10 days of date. The date on the letter was 18/1/07 but post mark said it was posted 7.45pm on 23/1/07, so be warned, and dont leave it too long before you reply!! Good Luck

suedong

On behalf of my son
Bank : Abbey
Amount claimed : £150.00
Amount received : £100.00

Very quick and painless experience - wrote the first letter got a response, I followed it straight away by sending second letter, it took 21 days in total.
Dicided to settle for the lower amount as his credit rating is poor and did not want them to close his account, at least £100 extra in his bank has made him happy!!!

Still waiting for second reply from Nat West, if I dont here today, second letter will follow.

didge1981

Bank: HSBC
Amount Reclaimed:1100
Amount they paid:1012
The story: Got a offer for £800 after the 2nd letter refused it then the bank refused all blame for the claim so had to fill out a allocation questionaire. " weeks after that got my offer saying that they will only pay for the past 6 years from the start of the claim at the court stage which works out at £1012

didge1981

Bank: natwest
Amount Reclaimed:£3400+intrest
Amount they paid:£3400
The story: Sent of the 1st letter and before i had chance to send of the second letter i had a offer for £3400. :T

dips1105

Originally Posted by dips1105
Hi,

I submitted my court claim last night towards Nationwide.. can anyone advise me on what will happen now?

Also, sending my letter today to Halifax for charges over £3500 - do I send it to the local branch or head office? Whats the success story with Halifax?

Thanks

Rex_Mundi

dips1105 wrote:

I submitted my court claim last night towards Nationwide.. can anyone advise me on what will happen now?

Also, sending my letter today to Halifax for charges over £3500 - do I send it to the local branch or head office? Whats the success story with Halifax?

If you submitted your claim online, you can check the status of your claim by logging onto the MCOL site. If the bank enters a defence, you have to sit and wait for the court to send you an allocation questionnaire.

Your local branch will be fine. They will forward the letter onto any relevent department. Send the letters by signed for delivery.

lisaf

Bank: HSBC
Amount reclaimed: £4375.00
Amount offered: £4375.00
The prelim went off 30/11/06, LBA went off 14/12/06. Then filed in court 29/12/06. Had offer today 30/1/07! for full amount.
Lisa

dips1105

Rex_Mundi wrote:

If you submitted your claim online, you can check the status of your claim by logging onto the MCOL site. If the bank enters a defence, you have to sit and wait for the court to send you an allocation questionnaire.

Just checked and it said 'start' so I clicked on it and it is asking me to select type of judgement - default or admission - common sense tells me default but would like confirmation??????