Reclaimed Bank Charges SUCCESS stories

aaa111

Can anyone please offer any advice with regards 'service charges'. I have been debited a service charge by Natwest every month for years, on top of overdraft rates of between c15% - 30%.
Am i able to claim these service fees back, as they are not technically default charges... or are they?

please help

Rex_Mundi

aaa111 wrote:

Am i able to claim these service fees back, as they are not technically default charges... or are they?

You cannot claim these fees. For certain types of accounts (like the Natwest Advantage Gold account), you have to pay a fee to hold the account. These charges are not reclaimable.

liquidshokk

Bank: Alliance & Leicester
Amount Claimed: £75
Amount Paid: £75


Just a small one, but significant because I only wrote to them last week and the money has gone straight into my account today! Im guessing I will receive a confirmation letter from A&L?!??

Next on the list....Natwest! (Awaiting list of charges requested last week)

Well done all!

hpsaucey

HALIFAX i hadnt kept record of bank charges but as i was £98 overdrawn for a £3.00 unauthorised overdraft i closed my account and claimed £200 downloaded no 1 letter giving 14days to reply they replied with standard letter[will look into it pls wait 4 weeks etc] got a phonecalll 3 days after their letter asking if i would accept £150 and the £98 i owed them would be cancelled great i thought until i read your other stories and wished i had asked for full amount + refund and also wished i had recorded phone call just in case but they say they are going to send me cheque.

jojo_112

Can anybody help ! Are the Abbey National actually paying anybody their charges back ? .The success board is thin on the ground with Abbey stories.I have just received my standard "we need 4 weeks to look into your case letter" and just wanted to know what i can expect from them when it goes to court.

jayneg_2

Would appreciate any help. Can i claim back interest bank has charged me as unfair they are in the region of 400 on top of 2000 charges

Rex_Mundi

jojo_112 wrote:

Can anybody help ! Are the Abbey National actually paying anybody their charges back ? .The success board is thin on the ground with Abbey stories.I have just received my standard "we need 4 weeks to look into your case letter" and just wanted to know what i can expect from them when it goes to court.

Abbey will pay back your charges, you just need to stick to your claim. Your response is a standard one that lots of banks are giving (some are saying 8 weeks). You ignore this and make your next move at your timetable, not theirs.

Of the cases that have gone to court, I'm not aware of one single case that Abbey took to a hearing, and won.

You are just feeling the same frustration as many people do. Don't worry, it may seem futile at times, but this process will work for you, it just takes time.

Rex_Mundi

jayneg wrote:

Would appreciate any help. Can i claim back interest bank has charged me as unfair they are in the region of 400 on top of 2000 charges

Generally no. You can only claim for the interest that bank charges alone are causing as part of your unnauthorised overdraft. Working this out from the legitimate interest that you can't claim can be extremely difficult.

M3Hampshire

Bank: Natwest
Amount Reclaimed:£900
Amount they paid:£900
The story:

Started to write to them in November, said the charges were fair. Wrote back again. This time they said they would look in to. 21 days passed to called to ask for name of person to issue summons in, and also the press office contact (would not give me a name) - two days later got a letter offering me full payment as a goodwill gesture....

Exemplar

Just opened my post (Yes I know but its my birthday weekend). HSBC offered me £1000 against £1200 claimed!