Reclaimed Bank Charges SUCCESS stories

Rex_Mundi

mich1984 wrote:

i have just written the first letter requesting the list of charges aplpied to my account. do i send this to my branch, or is there a better address to send it to?

See post #1 in THIS THREAD for the address you need.

skintscouser

Rex_Mundi wrote:

If you claim online. Put your figures in the calculator just before you claim, and put these figures for your charges+interest. You will also claim for 'interest at a daily rate of'.........for this, you multiply the amount of your charges (with no interest added) by .00022. This will be the daily amount the claim will increase by if you end up in front of a judge.

Chances are the bank will settle before you see a judge, and you will be paid charges+interest you stated on the court claim+court fee. You don't get the daily rate added in this case.

thanks for the quick answer there. i'm almost of the mind now that i'll be a touch disappointed if the bank settles before court proceedings as the interest by then should be nearly £400! lol! thanks for your advice. I will keep the forum posted.

gazzerooney

Bank : HSBC

Amount Claimed £2145

Amount Paid £1850

A nice little windfall.The charges ran up over a 2 year period starting 4 years ago,when I was self employed.

That will take me ,the wife and kids to see some sunshine about April time.

raq

BANK; Halifax Plc

Amount Claimed : £1,674.00

Amount Paid : £1,674.00

Lovely surprise on a cold january morning. They did offer £1,126.00 but when i rang and spoke to a lovely lady she just said "OKAY". Didn't even have to speak to anyone else.

Well worth all the work and took from 27th December 2006 to 22nd January 2007.

So glad I stuck to my guns and this is all THANKS to this great site

054123

BANK : HSBC
CLAIMED : £2,390
OFFERED : £1,890

I sent my first letter off on the 5th January and received the manditory letter from Colin Langdale on the 17th January, stating they were looking into the case.

Today i received an offer of £1,890. I considered going for the whole hog, however i'm happy to accept this amount.

Can't believe how easy this was. Thank you Martin for inspiring me to take on the big boys, this will go some way to help pay for my wedding!!!!!!

johno78

hi all, im new here, so take it easy!!

i have started the process of trying to reclaim from lloyds, im just about to send my second letter off detailing the charges, but im a little confused as to where to send it, does it go back to the data protection addresss, the one on top of the letter they sent back to me with my charges attached (copy statement unit, accounts services....), or a different one altogether??

any help would be greatly appreciated!!

054123

I have just got home and found an offer from HSBC waitnig on my doorstep woo hoo!!

However, i was in a branch today and in a nutshell my borrowng ability with them has suddenly dissappeared. I know for a fact that i was 'pre-approved' for loans of up to £10K before Christmas, as well as overdrafts, flexi loans etc. Today my borrowing ability with them was £nil for everything. The customer advisor i spoke to said she hadn't seen this scenario before and that she couldn't understand it, having checked my HSBC customer/credit profile.

Is this because i am currently in dispute with them or is it the fact that now i've claimed off them, they don't want to know me?

Has anyone else experienced banking difficulties post a successful claim?

Rex_Mundi

johno78 wrote:

i have started the process of trying to reclaim from lloyds, im just about to send my second letter off detailing the charges, but im a little confused as to where to send it,

All the addresses you need at each stage are in THIS THREAD

icklechick

Bank: Abbey
Total Claimed: £100
Total Received: £100

I sent the first letter off on 4th December 06 and then sent the second letter on 15th January 07. On Saturday 20th January I received two letters in separate envelopes, one telling me that they'd received my letter and were investigating and the second letter telling me they were refunding the full amount as a 'gesture of goodwill'.

I closed my account prior to claiming as I have been unhappy with the Abbey for a long time.

I know it was only a small amount, but I am really pleased and impressed how easy the process was and I encourage anybody to go ahead and claim.

Thanks also to Martin and all the posters on this site which is a god send.

sammyx

new man on the block but have followed this brill site 4 along time sent 4 bank charges mid dec from lloyds tsb but no reply as yet also gb card/lloyds visa card wifes aswell altogether i will be claiming 4 seven lots of illegall banking charges will keep all informed power to the people