Reclaimed Bank Charges SUCCESS stories

200and

Hi all,
Just about to start my claim for charges, has anybody had a successful claim with yoskshire bank?

Andy

Edinburghlass_2

Yorkshire Bank

Blushbaby

Natwest closed my account last Jan and I'm still subsquently trying to pay off my overdraft - can I still reclaim charges from an account that's been shut??? They've charged me hundreds over the past 6 years!!!

Blushbaby

Natwest closed my account last Jan and I'm still subsquently trying to pay off my overdraft - can I still reclaim charges from an account that's been shut??? They've charged me hundreds over the past 6 years!!!

teena0410

Hi All,

I've had a good look round the site and CAG info with regard to claiming back business account charges, and just wanted to check the procedure. I have worked out the charges and looked in the libraries for an initial letter template, but can only find the LBA. Do I still send an initial letter for a business account, or just go straight in with the LBA?

Many thanks in advance for your help,

Tina

symesd

We claimed, we argued, we screamed at them, we rang them every day, we did not take them to court, we pleaded with them.....

And today, after 2 months, we got a letter offering us ("as a gesture of goodwill and without admission of liability or error" :rolleyes: :rolleyes: or course. £2,362.21 for our main account and £1033.00 for our other account with them..:D (This is more than we asked for £Requested £3033.00 - Offered £3395.21

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RESULT;) :cool:

Which we are signing acceptance and sending back in the post today without delay. They will credit to our account which will clear our overdraft and give us a nice tidy sum of just over £450 for our troubles. And they have not asked us to close our account...... yet, however we are now fully up and running in our new account - we have no overdraft and are going to keep a close eye on everything in the future.

Thanks to this site we are now back on track and sorting finances out at last.:T :T :T

By for now

Nickhoff

Bank: First Direct
Amount Reclaimed: £556.50 plus £153.33 interest
Amount they paid: £556.50
The story: Very easy. I followed Martin's step-by-step guide and began by writing to the bank enclosing a cheque for £10 which they returned saying that they did not charge for this service - thanks fd. I then sent them the first letter which they acknowledged and just yesterday they sent me the letter saying "they are confident of their position etc. etc." followed closely by "However, we are mindful of the management time and legal costs involved etc. so here, without any admission of liability whatsoever is our offer".

I would say that I claimed WITH INTEREST and their settlement figure was WITHOUT INTEREST but hey, I'm happy.

Chuffed as a monkey naturally :rotfl: . THANKS MARTIN - YOU ROCK!!

iantomlinson

Bank- Nat West
Amount claimed - £1632.....£401 of which was interest.
Amount Paid - £1231..........All charges over six years minus interest.
Thanks Martin, very easy to claim, only sent two letters. No admission of wrong doing but a 'gesture of good will' . Thanks!
Just for info, I included the standard monthly charge of £28 for exceeding o/d limit and they have agreed to pay. I decided to take the offer without interest just for ease.
That's the family holiday paid for!!!:beer::T
Ian

Jinxs

Hi

I sent my letter asking for £1255 yesterday. The account it was for has been closed but is with Collections. I owe about £1100 at the moment. My question is will the bank if they make an offer just deduct it from the money I owe them????

Thanks in advance

monklands

Hi Just Joined Have Sent First Letter To Halifax Asking For List Of Charges Should I Phone Them, I Also Wanted To Know What Is The Amount You Can Claim Back As I Live In Scotland And I Noticed You Can Only Claim Back £700 Ound At The Small Claims Court