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Reclaimed Bank Charges SUCCESS stories

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Comments

  • Rex_Mundi wrote:
    Your first letter goes to the data protection department. Look at the link in the post above yours, it gives you the address you need. Put both account numbers in the same letter along with one £10 payment.


    Hey yeah I have sent that already - I think I meant my second letter then!

    I have to accounts at different branches and don't want to approach each one seperately, but am not sure if my local branch (where one is kept) can deal with the other account??:money:
    James:)
  • red_fox
    red_fox Posts: 292 Forumite
    Hi

    Does anyone have an address for Monument card services?


    Many thanks
  • Bank: NatWest
    Amount Reclaimed: £2054
    Amount they paid: £2054
    The story:
    After 3 letters and about 8 phone calls I got there in the end. Originally asked for a coulple of months charges total £800 odd (!!!!!!s!) they didn't respond so claimed from 2003 to date. Yippee - Thanks!!:j
  • Rex_Mundi
    Rex_Mundi Posts: 6,312 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hey yeah I have sent that already - I think I meant my second letter then!

    I have to accounts at different branches and don't want to approach each one seperately, but am not sure if my local branch (where one is kept) can deal with the other account??:money:
    James:)

    Your claim wont be dealt with in either of your branches. They will forward your letters onto the relevent department, so put both accounts together in the one letter, and send it to either branch.
    How many surrealists does it take to change a lightbulb?
    ...
    ...
    ...
    ...
    Fish
  • monklands wrote:
    Hi Just Joined Have Sent First Letter To Halifax Asking For List Of Charges Should I Phone Them, I Also Wanted To Know What Is The Amount You Can Claim Back As I Live In Scotland And I Noticed You Can Only Claim Back £700 Ound At The Small Claims Court

    If you have sent the letter to Halifax for your list of charges they have 40 days in which to respond.

    Read this website regarding claiming in Scotland.

    http://www.govanlc.com/jurisdiction.htm
  • Ernest
    Ernest Posts: 46 Forumite
    Hi, Both Natwest and Cahoot (Abbey) have filed a defence as expected.

    Both have requested more info. To clarify, I am about to complete the Allocation form, but do I need to respond to their request for more info or is the Allocation enough on its own.

    Just want to be sure that I don't have a legal requirement to show them my evidence as I have already sent this in my first letter to the bank.

    Also I thought that since it is now in the hands of the court, it would be up to them to advise me what I need to do and NOT the defendant.

    Thanks in advance

    Steve
  • Rex_Mundi wrote:
    Your claim wont be dealt with in either of your branches. They will forward your letters onto the relevent department, so put both accounts together in the one letter, and send it to either branch.

    Thanks for your advice mate!
  • hoggin
    hoggin Posts: 5 Forumite
    Hi,
    Got my new account open, sent my 1st letter off and I'm just preparing myself for the next stages. Making the claim (2nd letter) looks staightforward, but on the 3rd letter I have to put in "which court would rule in my favour", as I am not ready to use the moneyclaim process yet, do I just put in my local county court?

    Hoggin
  • Bank HSBC
    Claimed £1803
    Received £1586



    Got my money today!!!!!!! checked my balance to find the money has gone in and also received a letter from colin to inform me, nothing to say they are closing my account yet. took them 5 working days to pay up after theyre offer.good luck everyone
  • HeaddyMX
    HeaddyMX Posts: 185 Forumite
    Bank: NatWaste
    Amount Reclaimed: over £1150
    Amount they paid: £1002.33
    The story:
    It started when NatWaste saw fit to charge me £30 a month whenever they liked basically, no thanks to a bogus subscription to AOL. I also have an overdraft in another account which was being charged interest on penalty fees. They threatened "legal action" as I couldn't pay anything, but I was saved by mom.
    Began my claim in July last year, with two rejection letters. Following the guide at Consumer Action Group I took it to MoneyClaim, which cost £120 (a huge dent in finances at the time). It took three months to get any money from NatWaste, during which I was offered £600.
    Still waiting to get the court fees and more charges accumulated since then, having sent a letter in December. If they don't respond soon I'm talking some more to the court.
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