Reclaimed Bank Charges SUCCESS stories

tiger_pawz

i reclaimed my bank charges with RBS and got a letter back on sat 20/1/07 with rbs standing by their charges and terms and conditions however on the second page of this long winded letter they said out of good will and gesture they will refund my bank charges and i got £3265.23p thats every penny i originally asked for so i am really happy. so thanks to martin and his website for all the information relating to this.

cutesee

I Feel Like Im Being Ignored!

The_Bloodster

When I send my first list of charges do I include the £5 fee for copy statements or this a fair charge?

Rex_Mundi

cutesee wrote:

hiya i 'm looking for some help. When i started university i opened an HSBC student account with a £1000 overdraft, but after the first year i was up to it and skint so i opened another student account and all my cash went into there.so for the next few years i never touched my HSBC one but they were charging me £15 a month for what i don't know, something to do with it being a normal account since my loan n grant weren't going in there any more.

so my question........can i claim these charges back?

This looks like a service fee for a certain type of account. This is not the same type of charge. You cannot reclaim these fees.

Talk to the bank and ask them why they are charging you. It may be that you are paying for the overdraft facility on the account. At the very least, cancel this and stop this charge being made.

dm72

Bank of Scotland
Claimed 477.00
Received 580.76 (original claim + interest + refund of court costs)

Received letter from BOS 1 week before the case was due to go to court.

Thanks MSE for all your help in this.

8erty8oy

Sent my first letter, from BBC website, on 15th Jan asking for £586.
Received a reply offering me the full £586 as a goodwill gesture today.

cindyhove

Bank: First Direct
Claimed: £420 plus interest
Received: £390
They had refunded £30 already, so received it all.
First Direct do not pay out the interest, but easily done.
Thanks again Martin & MSE!

kingofherts

BANK: HSBC (Claim 1 of 2)

Amount Claimed: £3264.50

Amount Offered: £2838.00

Story: Have made 2 claims against HSBC and this is the bigger one, They have agreed to settle the charges but not interest which i am happy with, also have 4 other claims in process so will keep you posted.

If it wasnt for Martin's weekly e-mail i would be £2838 poorer at the moment, thankyou

Andy

ydoht

Hi, I have in the past paid many late fees for credit cards which I no longer own, is it possible to write to the companies to find out my charges even if I dont know my account number.

neverheadgirl

Thanks for your reply. If I could ask you how far along with the DRA you were? Had you been repaying them regularly? I ask because I have largely ignored all correspondence with them (stupid I know) and wonder if you were in regular contact with them. How long did it take and did they give you written proof that that 'chunk' had been paid? I think in fact that the amount owed to me should easily cover the amount I owe them. I hope this makes sense to you and I'm grateful for your help