Reclaimed Bank Charges SUCCESS stories

Rex_Mundi

Read through the following thread.............

Can I claim back charges off a closed account???

Rex_Mundi

Babe28 wrote:

Can someone help me please, I want to claim charges on my credit card but I still owe on it. Can they/ are they within their rights to ask for the balance to be paid in full if I claim? If so I will wait to claim when the balance is 0.

Yes they can ask for the account to be paid up/closed.

Babe28_2

can someone help me please. My partner is claiming against abbey bank, he's requested judgment by default, hes not heard anything at all from abbey since recieving his statements. Its now been a week since the court sent the default niotice but still not heard anything from abbey! Please could you tell me wot to do next please? Do we give them more time or do we contact the court again? Thank you.

Rex_Mundi

Babe28 wrote:

can someone help me please. My partner is claiming against abbey bank, he's requested judgment by default, hes not heard anything at all from abbey since recieving his statements. Its now been a week since the court sent the default niotice but still not heard anything from abbey! Please could you tell me wot to do next please? Do we give them more time or do we contact the court again? Thank you.

Once you get judgement, the court will send Abbey a request to pay you in full. If they ignore this (they get a time limit). You can apply for a warrant of execution. You can then send the bailiffs into the bank to collect the debt.

HWB_3

Bank First Direct
Amount Claimed £3626.50
Amount Received £3083.50
Many thanks to Martin and the website
Found the website very helpful. Used the template letters. There where two charges on our statements so decideded to claim both. Had to send the letter saying if they did not respond in 7 days we would take them to court. On the last day got a letter offering us the full excess bank charges and half the overdraft charges. We have agread and the money has been credited to our account. I would never have thought to try getting the money back if it had not been for the website.

holty1

Hi all im new, just send my letter to HSBC with all my charges and dates but ive heard that HSBC and 9 other banks have won an injunction to stop paying customers back their charges. Has only one else heard this?

Rex_Mundi

holty1 wrote:

Hi all im new, just send my letter to HSBC with all my charges and dates but ive heard that HSBC and 9 other banks have won an injunction to stop paying customers back their charges. Has only one else heard this?

Where did you hear this, from your bank manager?:rotfl:

That's the first I've heard of it, and I had a look around now to confirm I hadn't missed anything. Not a whisper.

This is the sort of thing the banks would love you to beleive.

holty1

yeah bank manager apparantly was at a meeting on friday where they won the injunction. thanks
Hopefully ill get paid out then

The_Bloodster

What is the best way to send the letter to the bank, by registered post? Also where do I send it to? I am claiming from Nat West and I received a letter from PO1000 Edinburgh when I got a letter saying the statement charge was only £5 and they wanted me to resubmit my claim. I was given the name Joyce E Tudor

shaunybhoy

Rex_Mundi wrote:

Where did you hear this, from your bank manager?:rotfl:

That's the first I've heard of it, and I had a look around now to confirm I hadn't missed anything. Not a whisper.

This is the sort of thing the banks would love you to beleive.

lol lol lol lol

its comical some of the crap they come out with bit of a personal insult to your own intelligence really init