Reclaimed Bank Charges SUCCESS stories

dink

Bank: Abbey National

Amount Reclaimed:£140

Amount they paid: £140

I went into Abbey and asked them to refund overcharges they told me to write to head office the lady was very helpful and also told me that it was actually illegal and they make over 3.5 billion a year on these charges, i closed the account, went home and wrote to them, they wrote back saying it was fair so i printed your acticle off and wrote again stated to them i didnt agree with there decision and to read the arcticle, i then received 3 letters saying please be patient we are investigating this.

i received a letter today saying they still thought it was fair and would still stand by the charges but wanted to give me a goodwill gesture of £140.

so thanx martin your great:T

IFA

Bank - A&L
Amount reclaimed £50
Amount they paid £25

2 separate fees of £25 for 2 occasions of going overdrawn for 2 days, will be writing another letter for the other £25, any suggestions on how I should word the letter?

Paying too much to Abbey lol!

Many thanks

weezypoos

Bank - HSBC

Amount Reclaimed - £3808

Filed with moneyclaim online and received full settlement in my account within 7 days. The above amount included court costs and interest.

Thanks to all the wonderful people at CAG :A and to this site for raising awareness and assisting us little people to take on the big guys!

Louise:

pammym

hiya, after reading the postes I thought why not so ive called halifax and told them my plans.... woman was so helpful told me it would be £5 to get 6yrs (since charges started) statments, i agreed, well... £5 for all the hundreds they've took in the past, figured its worth it.

so as itstands waiting on back statments coming out, ill add up hw much and send off my letter.... wish me luck hehe

brisaya

We claimed over 4 weeks ago to HSBC for £1290

They have now offered a refund of £1150 which we are taking!!

shaun1977

i have recently won against IGroup who basically hid away £600 worth of charges for 4 years until 2 months before the loan was paid off. i refused to pay an they gained a repossesion order against my house.
so i reclaimed the charges, interest on the charges, and their costs amounting to over £3000. they have backed down and have closed the account and are in the process of removing their rights to my house. :beer:

full story is at www.!!!!!!.uk

GSD4ME

WHOOPEEEE!!!! WHAT A GREAT DAY!!!!:j :j :j

I opened the post this morning and the first was a letter from the court saying that NatWest are going to defend the claim I made for the return of my bank charges. That was slightly worrying.

Then I opened the very next letter and a cheque fell out. NatWest have repaid my the charges, plus interest, plus court costs in full, over £700.:T :T

Of course they say that they still think the charges are justified, blah, blah, blah, but it was not worth their while to fight them and I am sworn to secrecy.

Great. I can pay off what's left of my overdraft and start afresh. Brilliant start to the wekend.

Sarahsaver

Natwest £466 today in the post, less than a week after making the claim through the court.
They made the same excuses we have all heard before, same as the previous poster.
Suck my debit card mr natwest;)

hairy_lairy

MSE_Martin wrote:

This thread is especially to report your successes taking on the banks to reclaim unfair charges.

The aim is to show others that it is possible and it works.

Please report your successes here, if possible in the format

Bank:
Amount Reclaimed:
Amount they paid:
The story:
(just a few sentences, please include how far you went did you a. just write a letter, b. threaten to go to court or c. actually go to court )

• Read the article
  How to Reclaim Unfair Bank Charges

• Discuss the issues
  Discussion on reclaiming charges
  Discuss the impact on bankings future

Please don't use this thread for general discussion on reclaiming bank charges.

Nationwide
didn't know amount
£110 received

I helped my son out who often overdraws by mistake on his account. He doesn't keep his statements and had no idea how much he'd incurred in bank charges, he's hopeless at managing money and I knew he wouldn't be prepared to try the long haul (he's 22 but still a bit daft with money). As I'd heard about these refunds I drafted a polite letter for him to sign, requesting a full refund of all unlawful charges. About a week or two later he received a reply saying they'd refunded him £110 into his account. He was well chuffed and think this figure was about right! So anyone a bit daunted by the whole process just give it a try.

xanderd

Intelligent Finance

Reclaimed £365 including interest and bank charges and they paid up today ! :T

I sent two initial letters and they forcefully denied they were in the wrong and refused to refund.

I took them to court (using the Halifax address as the IF address is in scotland and IF is part of Halifax) and they acknowledged the claim.

Shortly after acknowledging the claim I was surpised to find the amount had been credited to my account!! They didnt even notify me they had done it!