Santander zero no fee 0% 12 mth bal transfer

molley

bobbysox1v wrote: »

Well everyone - hope youve got me an anniversary card for tomorrow....

because it will be 2 months since I did an online application.

And I have had absolutely nothing back. Zilch, squat, nowt.

Now I know why its called the zero card . Grrrrrrrrrr !

Did you get the acknowledgement at the end of the application with the Ref Number on it ( although when you phone up they don't want that as they say it takes too long so they ask you personal details) . Have you not phoned them to see whats happening. My T+C were processed to me on 22 Jan but I didn't get then for nearly 2 weeks after and the card just arrived today having been processed on the 16th Feb.

bobbysox1v

molley wrote: »

Did you get the acknowledgement at the end of the application with the Ref Number on it ( although when you phone up they don't want that as they say it takes too long so they ask you personal details) . Have you not phoned them to see whats happening. My T+C were processed to me on 22 Jan but I didn't get then for nearly 2 weeks after and the card just arrived today having been processed on the 16th Feb.

Yes, I ring them weekly. Its a long story but first of all they said they'd lost the application then they found it but it was with the underwriters, then I had been approved and they were waiting for my forms back, then they hadnt yet approved it and it was still with the underwriters, then it was lost again, then it was back with the underwriters, then 2 weeks ago it was approved and forms sent out.

Still waiting for those forms.... will ring them again tomorrow so they can share in my anniversary celebrations....:mad:

td_007

For those who are waiting for clues on how applications are coming through here is an update:
Applied via phone: 9th Feb
Recd forms to sign: 3rd March - the covering letter was dated Feb 22nd (I know RM are bad...but really not so bad!)

Now need to send them the signed form plus identity papers...and then another wait begins.

molley

td_007 wrote: »

For those who are waiting for clues on how applications are coming through here is an update:
Applied via phone: 9th Feb
Recd forms to sign: 3rd March - the covering letter was dated Feb 22nd (I know RM are bad...but really not so bad!)

Now need to send them the signed form plus identity papers...and then another wait begins.

When they tell you forms were "sent out" or the card was " sent out" on a certain date all it means is that a button on a PC was pressed to start the process.....My T+C were " sent out " on 22/Feb but they took a fortnight to arrive ..similarly with the card 16th Feb to today 3rd March .

Charlie_H

Dear All,

Take 2 as I've just lost a post I have written due to some security issue. I’ve been reading this thread with great interest and have decided to take the plunge and see what happens.

I have an A&L current account and applied in a Santander branch on the 22nd Feb. I opted for applyin in branch as so many applicants are experiencing problems with online/phone applications. Now I’m thinking an A&L branch may have been better as I’m concerned that some applicants are not receiving the 0% fee deal. I’m suspected that the information that qualifies an applicant for this deal is not being relayed with the application.

I popped in to the branch today to see how my application is progressing. It’s still with the underwriters at head office but the young man that dealt with my query was most helpful. Contact made with a real person-Result. If my application is successful, I plan to go through the paperwork with a fine tooth comb and if is says 3% I will go and see this young man and get this changed before I transfer any balances to this card. If they refuse I’ll close the card and my current account in protest.

I’ll let you know how I get on

Charlie H

MarkyMarkD

I've still not got any online login details, despite having the transfer for a few weeks now. D'oh!

Dreamscometrue

I just gave Santander a call to ask about the application I made back on Jan 31st & was told that it was declined. I've jotted down the appeal address but don't know whether to write. I don't understand why I've been rejected as I never have before. Maybe my credit report is too good! I've lived at the same property (mortgaged) for over 10 years, I'm on the electoral role and earn circa 55K (ltd co.). I have four other credit cards but one of these is always paid off in full (egg), Amazon only has a £500 limit, HSBC £1450 and Tesco £3400. No CCjs, always pay on time. I did have the PO credit card with a limit of 10K but I recently paid that off in full & closed the account.

Dreamscometrue

I need another card for spending so I either appeal or try Sainsburys.

paulmcerlean

does anyone know if you have other accounts with Santander (say for example a car with a santander motor loan) does that have a positive effect on a credit card application if paid on time each month?

bigsteve

Further to my previous post.
Despite applying via A&L website for 12 months 0% BT with no fees it appears I have a "different product" which atttracts a 3% BT fee.

I found this out from a v helpful guy at Santander. However. to manage to speak to that guy took me 5 'phone calls. The 0800 number on the A&L website managed to put me though to Abbey, who do not deal with Santander and 3 times to Banking who transferred me 3 times. Eventually I got a direct line ( 01908 719 037)

I do have other BTs to do but will have to wait for 2 weeks while they ponder the fact I've got the wrong product.