We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Barclaycard Pre Application Check

1…6791112…23

Comments

  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    never-in-doubt wrote: »
    The man from Barclays - he say Noooooooooooooooooooooo

    Have you already called Barclays? is that the answer you got?
  • selecta_c
    selecta_c Posts: 220 Forumite
    WAHEY,success.Have been accepted for a Goldcard.Will be with me in upto 5 working days.Goodbye subprime cards,its been nice while it lasted.
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    Well Done..!!
  • savagej
    savagej Posts: 1,158 Forumite
    did you do the pre-eligibility test and it came up gold? if so what was your percentage?
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    selecta_c wrote: »
    Just done the preapplication check and it came back 60-70% chance of being approved for the gold card.Have had a vanquis for over 2 years and cap 1 classic for 1 year.Managed both accounts well,never missed a payment and paid both off in full most months.Would really like to move to a mainstream card but dont really want to get knocked back.My credit score with Equifax is rated as good and i have 1 search on my report in the last 6 months.Does anyone think i stand a chance?

    That's previous post...
  • selecta_c
    selecta_c Posts: 220 Forumite
    savagej wrote: »
    did you do the pre-eligibility test and it came up gold? if so what was your percentage?

    Yes i did and yes it did, 60-70%.Was a bit unsure but glad i did it now :j
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    stephane wrote: »
    Have you already called Barclays? is that the answer you got?

    Hi mate - yea I rung and said browser crashed so dunno what happened. he said 'can I have the application number' and I repeated myself - I TOLD YOU THE BROWSER CRASHED to which he said you been declined. I said is that right, he replied yes.

    I then said 'would you like my name before completing that statement' to which he hung up! I then rung back and got declined and at the moment the muppet said I am sorry to say - I hung up on him this time..... :confused:

    Yea yea I know it wasn't the same bejewelled indian tosspot but hey, we can't be beggars! :j
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    Better luck next time...
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    stephane wrote: »
    Better luck next time...

    LOL, there will definitely not be a next time. I only done it to test the system but really have no incling to use Barclaycunge just yet! :beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • dukey
    dukey Posts: 63 Forumite
    I just re tried it having had a default removed from Experian today.
    Computer says No....
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture