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Barclaycard Pre Application Check

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Comments

  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    shame all providers didnt have it
  • OMAR
    OMAR Posts: 701 Forumite
    any1 tried it?
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    I have. Says I wasn't eligible for any products :confused:
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  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Name Dropper First Post First Anniversary Combo Breaker
    I believe that just credit checked me...?
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    TheEffect wrote: »
    I believe that just credit checked me...?

    I think it does a quote search or something. It says the search they do does not affect your credit file.
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  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    Just tried it.
    50-60% chance of being accepted for Initial. Says "low likelihood" :confused:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    We're sorry

    Thank you for using our pre-application check. Unfortunately, your present circumstances mean you are not eligible to apply for a Barclaycard.

    You will find some useful credit scoring information and guidance on how to manage your finances online. Find out more

    We also work closely with the company listed below and they may be able to help you by suggesting alternative solutions for your current credit requirements.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    I think it is like zopa where it does a quote search
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • thriftymomma
    thriftymomma Posts: 1,107 Forumite
    TheEffect wrote: »
    I believe that just credit checked me...?

    What was the verdict?
    Got Halifax Classic to reduce my interest rate by 5% woohoo - 10/06/08 Thanks MSE!
    Another 3% shaved off 10/12/08
    ANOTHER 4 % June 09:beer:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    LIVID!!!

    My friend just did it and his results were

    It’s good news!

    Based on the information you have supplied, if you apply for a Barclaycard there’s a good chance your application will be accepted. We have listed a selection of cards below, each card showing the likelihood of your acceptance following our pre-application check.
    All you have to do now is choose the card that suits you best and then click ‘apply’ with more confidence.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
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