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Barclaycard Pre Application Check

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  • savagej
    savagej Posts: 1,158 Forumite
    I just tried it and it gave a 50-60 for a Gold Card and 70-80 for an initial, any idea which credit reference agency they used. I know it is normally Equifax, but Experian and Callcredit hold far more information on me.
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    70-80% for the goldfish and 80-90% for initial....
    Kavanne
    Nuns! Nuns! Reverse!
    'I do my job, do you do yours?'
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    LOL, so any of you guys applying then? James - go for gold mate
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    Applied for Goldfish, accepted!!! Thanks Barclays :D Free £30 here I come!
    Kavanne
    Nuns! Nuns! Reverse!
    'I do my job, do you do yours?'
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Kavanne wrote: »
    Applied for Goldfish, accepted!!! Thanks Barclays :D Free £30 here I come!

    LOL, nice one! What apr/limit then..... :beer:

    whats the £30 for?
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    never-in-doubt wrote: »
    LOL, nice one! What apr/limit then..... :beer:

    whats the £30 for?

    didn't tell me those but I am not bothered.

    If you spend £100 each month for the first 3 months with the goldfish you get £30 extra reward points :D
    Kavanne
    Nuns! Nuns! Reverse!
    'I do my job, do you do yours?'
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Kavanne wrote: »
    didn't tell me those but I am not bothered.

    If you spend £100 each month for the first 3 months with the goldfish you get £30 extra reward points :D

    Well done.......

    So jealous!

    When I was reading this thread I had a few friends around...
    Anyway they all tried it and got offer something at 80%
    TBH they do all have good rating and one of the guys just qualified for an Amex!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Kavanne wrote: »
    didn't tell me those but I am not bothered.

    If you spend £100 each month for the first 3 months with the goldfish you get £30 extra reward points :D

    Nice one - so you won't use it as your main card then? Just a back-up...?

    I wouldn't use it if I got one, don't like barclays but thought i'd test the water and see :eek:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    Nice one - so you won't use it as your main card then? Just a back-up...?

    I wouldn't use it if I got one, don't like barclays but thought i'd test the water and see :eek:

    Luckily for you, you have a range of cards to choose from ;)

    YOU JAMMY B*STARD
    :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    Luckily for you, you have a range of cards to choose from ;)

    LOL, who does mate? Not me - haha (only 4) :beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
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