We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Barclaycard Pre Application Check
Comments
-
They search Equifax and Call Credit for the Pre-App check.
They search Equifax for the actual application; and Experian if they don't pull sufficient data from Equifax to make a decision. Barclaycard searching Experian is a VERY rare thing indeed, they're pretty much exclusively EQ for full applications.Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
0 -
Thank you Izools.
Like i say, i got a 80-90% result for the Initial, and my equifax report is the worst of the two - eq/ex. I suppose my chances are fairly good i reckon.
What d'you think regarding the cap1 i've only held for only 4 months? That probably isn't going to go in my favour0 -
I would wait until you've had it at least six months or so tbhCashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
0 -
Cool. thanks. will do
im in no rush!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards