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Barclaycard Pre Application Check

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Comments

  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    They search Equifax and Call Credit for the Pre-App check.

    They search Equifax for the actual application; and Experian if they don't pull sufficient data from Equifax to make a decision. Barclaycard searching Experian is a VERY rare thing indeed, they're pretty much exclusively EQ for full applications.
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • Thank you Izools.

    Like i say, i got a 80-90% result for the Initial, and my equifax report is the worst of the two - eq/ex. I suppose my chances are fairly good i reckon.

    What d'you think regarding the cap1 i've only held for only 4 months? That probably isn't going to go in my favour
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    I would wait until you've had it at least six months or so tbh :o
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • Cool. thanks. will do

    im in no rush! :)
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