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Barclaycard Pre Application Check

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  • ferry
    ferry Posts: 2,012 Forumite
    Part of the Furniture 500 Posts Name Dropper
    So,is it subject to a full credit check or does it leave any sort of footprint on your credit report?
    :j
  • dukey
    dukey Posts: 63 Forumite
    Cant offer me one.. Ah well..
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    Just a footprint so will not damage your credit report, they will do full search with Equifax if you decide to apply
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    stephane wrote: »
    Just a footprint so will not damage your credit report, they will do full search with Equifax if you decide to apply


    Exactly, a footprint for 'initial check' and full search for application.

    I have done both - lol, so god only knows what they will say (well I already know its a no)....

    Anyone able to confirm how soon after applying I can ring to enquire?
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    When I applied for my Barclaycard, I applied in the morning and because of problems with their internet site when I applied I called in the afternoon that same day to see if they received it and he was able to confirm it and give me my Credit Limit & APR
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    stephane wrote: »
    When I applied for my Barclaycard, I applied in the morning and because of problems with their internet site when I applied I called in the afternoon that same day to see if they received it and he was able to confirm it and give me my Credit Limit & APR


    Nice one - I applied earlier this morning but don't know if I am ready to call haha - what do I say, website crashed? LOL :beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    What kind of message did you get at the end of application?
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    Nice one - I applied earlier this morning but don't know if I am ready to call haha - what do I say, website crashed? LOL :beer:

    So impatient!!

    "Hello Barclays.. My browser crashed as I was hitting the apply button. Have I been accepted?" :rotfl:
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • I tried this pre application check last night.

    Have checked my call credit file this morning and have two searches from Barclays. Checked Equifax and no search.

    96619540.jpg
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    Here you go, proof that it doesn't guarantee you LOL

    bc2.jpg

    Don't worry too much, I got same message when I applied in July called late afternoon that day to see what "additional informations" they needed and was told got accepted and gave me my Credit Limit straight away and APR...
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