Barclaycard Pre Application Check

UncleSimit

80-90% likelihood of acceptance for Barclaycard Initial but it has been referred.

Nearly all applications I make get referred .

never-in-doubt

MasterSimit wrote: »

80-90% likelihood of acceptance for Barclaycard Initial but it has been referred.

Nearly all applications I make get referred .

I think this thread alone proves that the initial link given is not foolproof and goes to show that just cos it says 80-90% that really means little if they score this using different agency than the full application - this is just wrong

But that is Barclays after all - wrong about most stuff :rotfl:

How do you know it got referred, was it the same message I got that asked for more info? #41

UncleSimit

never-in-doubt wrote: »

I think this thread alone proves that the initial link given is not foolproof and goes to show that just cos it says 80-90% that really means little if they score this using different agency than the full application - this is just wrong

But that is Barclays after all - wrong about most stuff :rotfl:

How do you know it got referred, was it the same message I got that asked for more info? #41

Yeah that exact message NID. I wont hold my breath though....

PROLIANT

Thank you

Thank you for using our pre-application check. Unfortunately based on the information you have supplied, your present circumstances mean you are only eligible to apply for a Barclaycard Initial Credit Card but have a low likelihood to be accepted. We have listed the card details below, showing the likelihood of your acceptance.

Barclaycard Initial Credit Card

APR Balance Transfer Offer Purchase Offer Benefits Likelihood to be accepted Why is it suitable for me?
Helps you strengthen your credit rating

• Summary Box

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27.9%
typical (variable) -
-
With contactless payment technology, a new quick and easy way to pay for purchases of £10 or under. Find out more.
40% to 50%

never-in-doubt

Hmmmm so does that mean your Call Credit file is trashed? I always thought yours was fine Pro?

never-in-doubt

MasterSimit wrote: »

Yeah that exact message NID. I wont hold my breath though....

LOL, are you going to ring them? I may do if you do......

0844 811 9151

PROLIANT

never-in-doubt wrote: »

Hmmmm so does that mean your Call Credit file is trashed? I always thought yours was fine Pro?

Nope, my CC file is fine, too many searches on Experian though.
Do they do a search on Equifax or CC if you apply?

UncleSimit

never-in-doubt wrote: »

LOL, are you going to ring them? I may do if you do......

0844 811 9151

Just did lol. Was pretty pointless though.

Firstly the advisor said it had been approved and they just needed further documentation, then she said it was pending awaiting final checks upon receipt of the further documentation. So bascially it's a nice NO lol.

Said they'd be in contact by post in the next 3-5 workings days.

Ammie

never-in-doubt wrote: »

Here you go, proof that it doesn't guarantee you LOL

A family member who shall remain nameless got the same message when he applied for the Initial cc. They rung his work to ask him a few more questions and got accepted. His workplace being me, I hired him for all of 8 weeks! His credit history is appalling, more credit cards in debt than you can shake a stick at. My mind boggles.

PROLIANT

Trying to get on to the Call Credit site but their upgrade last night seems to have fell over, log in ok but once you try and get your new report the site crashes and you cant log in again (Cookie most certainly).