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Barclaycard Pre Application Check

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Comments

  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    I did read it - its also in my screen dump but what we're saying is it weird for Barclays to check CC then search Equifax. They should be using the same CRA.
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Ammie
    Ammie Posts: 395 Forumite
    never-in-doubt wrote: »
    haha - what a nightmare! Sod paying it off for him, I take it this is an ex then? ex employee - ex partner... lol

    The best ones to have - exes!

    Oh dear God no, :eek: he's family, no other reason I'd put up with him for so long. I didn't even need his non-existent admin skills, just threw him a bone.

    Thankfully my OH has a good head on him.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    The man from Barclays - he say Noooooooooooooooooooooo
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    The man from Barclays - he say Noooooooooooooooooooooo

    But you've got gold cards LOL :rotfl::rotfl:

    I wonder if my pre-app check failed as I had/have NOC?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    Ammie wrote: »
    Oh dear God no, :eek: he's family, no other reason I'd put up with him for so long. I didn't even need his non-existent admin skills, just threw him a bone.

    Thankfully my OH has a good head on him.

    I'm qualified in many areas including admin.. if the job is still open. :rotfl:
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • Ammie
    Ammie Posts: 395 Forumite
    ElkyElky wrote: »
    I'm qualified in many areas including admin.. if the job is still open. :rotfl:

    If only I'd known that at the time.:D Alas while I still work from home, it's no longer for myself, I went where the money was lol!
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Haha - Innocent stop being jealous mate! Elky - behave you harlet! lol and ammie - stop teasing the boys hahahahahaha
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • selecta_c
    selecta_c Posts: 220 Forumite
    Just done the preapplication check and it came back 60-70% chance of being approved for the gold card.Have had a vanquis for over 2 years and cap 1 classic for 1 year.Managed both accounts well,never missed a payment and paid both off in full most months.Would really like to move to a mainstream card but dont really want to get knocked back.My credit score with Equifax is rated as good and i have 1 search on my report in the last 6 months.Does anyone think i stand a chance?
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    selecta_c wrote: »
    Just done the preapplication check and it came back 60-70% chance of being approved for the gold card.Have had a vanquis for over 2 years and cap 1 classic for 1 year.Managed both accounts well,never missed a payment and paid both off in full most months.Would really like to move to a mainstream card but dont really want to get knocked back.My credit score with Equifax is rated as good and i have 1 search on my report in the last 6 months.Does anyone think i stand a chance?


    Hiya

    Give it a try and let us know please? :beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • butterbeanmash
    butterbeanmash Posts: 284 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    never-in-doubt wrote: »
    Did you get instant decline? Is your Equifax bad/CallCredit clear?

    Instant decision, bad file; 1 CCJ in 2005 but nothing else. Had Cap 1 and Citi Platinum for 18 months.
This discussion has been closed.
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