Barclaycard Pre Application Check

never-in-doubt

I did read it - its also in my screen dump but what we're saying is it weird for Barclays to check CC then search Equifax. They should be using the same CRA.

Ammie

never-in-doubt wrote: »

haha - what a nightmare! Sod paying it off for him, I take it this is an ex then? ex employee - ex partner... lol

The best ones to have - exes!

Oh dear God no, :eek: he's family, no other reason I'd put up with him for so long. I didn't even need his non-existent admin skills, just threw him a bone.

Thankfully my OH has a good head on him.

never-in-doubt

The man from Barclays - he say Noooooooooooooooooooooo

Innocent_Guy

never-in-doubt wrote: »

The man from Barclays - he say Noooooooooooooooooooooo

But you've got gold cards LOL :rotfl::rotfl:

I wonder if my pre-app check failed as I had/have NOC?

ElkyElky

Ammie wrote: »

Oh dear God no, :eek: he's family, no other reason I'd put up with him for so long. I didn't even need his non-existent admin skills, just threw him a bone.

Thankfully my OH has a good head on him.

I'm qualified in many areas including admin.. if the job is still open. :rotfl:

Ammie

ElkyElky wrote: »

I'm qualified in many areas including admin.. if the job is still open. :rotfl:

If only I'd known that at the time.:D Alas while I still work from home, it's no longer for myself, I went where the money was lol!

never-in-doubt

Haha - Innocent stop being jealous mate! Elky - behave you harlet! lol and ammie - stop teasing the boys hahahahahaha

selecta_c

Just done the preapplication check and it came back 60-70% chance of being approved for the gold card.Have had a vanquis for over 2 years and cap 1 classic for 1 year.Managed both accounts well,never missed a payment and paid both off in full most months.Would really like to move to a mainstream card but dont really want to get knocked back.My credit score with Equifax is rated as good and i have 1 search on my report in the last 6 months.Does anyone think i stand a chance?

never-in-doubt

selecta_c wrote: »

Just done the preapplication check and it came back 60-70% chance of being approved for the gold card.Have had a vanquis for over 2 years and cap 1 classic for 1 year.Managed both accounts well,never missed a payment and paid both off in full most months.Would really like to move to a mainstream card but dont really want to get knocked back.My credit score with Equifax is rated as good and i have 1 search on my report in the last 6 months.Does anyone think i stand a chance?

Hiya

Give it a try and let us know please? :beer:

butterbeanmash

never-in-doubt wrote: »

Did you get instant decline? Is your Equifax bad/CallCredit clear?

Instant decision, bad file; 1 CCJ in 2005 but nothing else. Had Cap 1 and Citi Platinum for 18 months.