Barclaycard Pre Application Check

UncleSimit

giruzz wrote: »

Well done! I've got an email saying that the limit was 400 (which is 300 higher than the one I have now with CapitalOne). Very happy with that as today I received a 3.25k limit with a 0% Tesco Card!!!

I really wanted this Barclays because is PayWave and I'll be using it a lot in the office's cafeteria!

MasterSimit: Have you got the card by normal mail or by SMS or DX ?

Thanks to the OP for the link!

Regards

Normal mail - envelope within an envelope

giruzz

MasterSimit wrote: »

Normal mail - envelope within an envelope

Hi,

Thank you for your reply. I have just found a delivery note from DX Mail. My card will be delivered tomorrow by them.

Regards,

giruzz

catnap53

No news yet, I suppose I could phone them, but I am phonophobic, (wonder if there is an official term).

By an amazing coincidence DH got an invitation to apply for a goldfish card in the post today.

Coincidence or result of my credit check? (I do believe in conspiracy theories, or is it I do believe in fairies?)

Zzzz

fawinds

Just got a letter from Barclaycard saying my application was unsuccessful. I believe they checked Experian too, as I have a CIFAS marker there. Will order an Experian credit report and see.

Anyway, after I receive the Experian credit report, I will probably appeal and see whether they change their mind.

I would send a copy of my driving licence, a couple bank statements, HMRC self-assessment statement, and in case the CIFAS has been the main reason, copy of my correspondence with Capital One to remove this or, alternatively, my latest Experian credit report if the CIFAS has already been removed.

Any suggestions?

stephane_2

Barclaycard do not check Experian bur Equifax only as they have a partnership with them. They probably would have checked Call credit in the first instance

Kavanne

Having ben so great at getting my card to me initially, my PIN still hasn't arrived Boo hoo, barclaycard...

catnap53

Courier just delivered my new Simplicity card. Credit limit enough to do my BT at 6.8%.

Need to be disciplined now to avoid spending more.

Thanks to OP, wouldn't have tried it otherwise.

Zzzz

mnomis

Turned down for the Barclaycard Initial...... in the post last night I recieved........ application to apply for a gold card!

stephane_2

If you have been declined for Initial then no point applying for Gold!! It's just marketing...you are now on their mailing list

Kavanne

catnap53 wrote: »

Courier just delivered my new Simplicity card. Credit limit enough to do my BT at 6.8%.

Need to be disciplined now to avoid spending more.

Thanks to OP, wouldn't have tried it otherwise.

Zzzz

Er, just do your balance transfer and cut it up!!