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too afraid to tell hubby

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Comments

  • jodan
    jodan Posts: 96 Forumite
    lennymfo wrote: »
    Hi Jo
    It seems like you are already making significant progress to setting up your DMP. It will only get better. Get yourself on the chat thread. I found for me, here gave me the opporunity to be myself albeit in a virtual world but I really could leave all my troubles behind. It was invigorating.

    Oh, hows hubby being? Len

    He's being great. He says he's proud I'm sortin this out without resortin to him havin to bail me out or sort mess out for me. Think I'm finally thinkin like an adult.Lol:D
    August 2009 - Debt free - August 2013
    Total Debt - £21,478
    New Debt - £0.00
  • System
    System Posts: 178,375 Community Admin
    10,000 Posts Photogenic Name Dropper
    Hey Jo, that's brills, I'm glad that he's onside after the initial shock :eek: Like BOS say above perhaps you could show him DFW and see the amount of support there is on here.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    jodan wrote: »
    Thanks, will have a peek when I got time. Just filling out my template letters asking for copies of default charges to my credit card companies. Have got reply from Abbey already saying all cases are stayed, so gonna write see if I can push it along pleading hardship case. Thinking I might have a go at getting ppis back too.:D


    Go for it!
    You've got nothing to lose.
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • Well done Jodan, told ya ;)
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • :grouphug:WELL DONE YOU!!!!!!!!!!! xxxxxxxxxxxxxxxxxx Hugs etc
    Debt at LBM £60k (July 09) Jan14 £5k Feb14 £4615
    Mar14 £4379 End Mar 14 £4035 :T
    Completely crazy clothes challenge 2014 0/£100
    2014 frugal living challenge
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    jodan wrote: »
    Quick post to let you all know how I'm doing. Have asked cccs to send out dmp, and will be sending nominal amounts to creditors this month.
    Saving £25 per month on sky. YEAH!
    New utility provider is saving me £12 per month with £15 cashback. DOUBLE YEAH!
    Have joined lightspeed panel and global test market to do online surveys (just completed 1st one), goin 2 save these points towards xmas.

    And biggest and best news - hubby is being super supportive as he can see I'm sortin this big mess out.

    Anyone out there who is in a similar position, please be aware there is a way out of that dark hole.
    Good luck to all, and well done to those already dealing with their debts. (((big hugs)))

    Go Jodan!

    It is difficult at first, but your husband is being wonderful about everything and you are getting the support you need.

    Keep at it girl!:T:T:T:T:T
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    Hi Jodan, I've advised another newcomer to read your thread, her's is here > http://forums.moneysavingexpert.com/showthread.html?t=1873677

    She is keeping her situation from her hubby and needs advice, I think reading how far you've come in such a short space of time will be a huge inspiration for her
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • well done!! glad things are going your way! long may it continue!
    )

    :beer:
  • TCM_3
    TCM_3 Posts: 244 Forumite
    Well done Jodan, you've come a long way in a short time. You should be really proud of yourself. Your hubby reacted rather than thinking (its a bloke thing apparently! - sorry guys, but mine is the same, react, explode, then look at it logically) and I'm really pleased for you that he is being supportive while you sort this out.
    Good luck sweetheart,
    T xxxx
  • jodan
    jodan Posts: 96 Forumite
    Hi all, hope all are well.
    Have got a new account with the halifax and have got all direct debits transferred. Sent off rest of nominal payments until dmp starts. No threatening letters or phone calls yet but know they're coming.:eek:

    Quick question; how long before cccs will forward plan?
    August 2009 - Debt free - August 2013
    Total Debt - £21,478
    New Debt - £0.00
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