HSBC Visa Debit Card

ShelfStacker_3

username wrote: »

Where can you find the withdrawal slips at HSBC? Sometimes I want to get a wee amount out but don't want to break into notes and don't carry my chequebook with me.

They're only issued in emergencies, and have to be authorised by front office staff with a good reason being given for their issue (not just "customer does not have cheque book and wants a couple of quid").

Bronnie

ldavies wrote: »

Its nothing to do with the threat of moving bank, the original advisor couldnt have done the upgrade properly...

Sorry, could you clarify, 'couldn't' in the sense that she made some sort of error when checking details which showed daughter as not entitled or 'couldn't' in sense of not being permitted to ?

We were curious as to why she kept telling daughter £400 a month is not enough to pay in to HSBC 'Current Account' and she had to pay at least £500 a month in (which is case for Current Account Advance (?), I believe.
Daughter kept saying, "I only have part time job and only earn £400 per month", but she kept saying " you've got to put £500 per month in."

In the end, in exasperation, told daughter to tell them mum would pay in an extra £100 per month (which she would pay me back by DD the next day!). Oh no said advisor, we have to see this going in for a few months first.
It's fairly academic, as Maestro card now going to be issued and its been a useful learning curve for daughter in terms of 'be persistent', but would appreciate any input from Idavies, just out of interest.

Kind regards and thanks.
Bronnie

[Deleted User]

Bronnie wrote: »

Daughter went into HSBC branch today, to be told that although her 'account behaviour' score exceeds the requirement, she must credit the account with £500 a month to be entitled to upgrade her Solo card. She explained that she lives at home with parents and only has a part-time job at present and pays all her £400 per month wages into her account. "Computer says Noooo"

I'm sure computer would say "Yes" if she says that'll be what makes her leave for Lloyds / Natwest / Whoever...

[Deleted User]

Bronnie wrote: »

Daughter phoned HSBC this afternoon, hinted that she would probably have to close her account and move to Barclays.

What a surprise

CLLC

I just got off the phone with them and they said customers have to order one through there branch if they want the new visa ones

Anyone know any differently ???

CLLC

NJKA

How to you use these new Visa Debit Cards online. I Just looked at few web sites and there is no where you can enter details for Visa Debit Cards. Only the usual Maestro debit cards and Visa/MasterCard Credit Cards.

Also does this mean my HSBC Mastercard is going to change to a Visa Credit card. Seems odd that the debit card is from Visa and the Credit card is from MasterCard. :rolleyes:

Neal

Lokolo

Visa is Visa. When you buy things you just use Visa as the option and type the info in there as if it were a credit card.

Mike1989

NJKA wrote: »

How to you use these new Visa Debit Cards online. I Just looked at few web sites and there is no where you can enter details for Visa Debit Cards. Only the usual Maestro debit cards and Visa/MasterCard Credit Cards.

Also does this mean my HSBC Mastercard is going to change to a Visa Credit card. Seems odd that the debit card is from Visa and the Credit card is from MasterCard. :rolleyes:

Neal

Not really Halifax switched their credit cards to master card from visa and still issue visa debit cards. Lloyds are the same issuing visa debit cards and master card for their credit card. Abbey issue visa debit cards and master card credit cards. Barclays are dodgy as some of their credit cards are visa (platinum for example) and some are mastercard (student credit card for example) and issue visa debit. Only place I can think of that issues visa for debit and credit cards is the co-op, and on the other side of that yorkshire bank offer maestro and mastercard. But most offer visa debit and mastercard for their credit cards.

So its not odd as other banks do it. As visa is more accepted than maestro, and mastercard is more than them both if I'm not mistaken.

noah271007

Hi guys.

I am considering closing my HSBC account and moving to Lloyds Tsb current account. Do i need a decent/good credit history for Lloyds to accept me as a new customer? Will i be credit scored prior to whether I will be accepted as a current account customer (I don't want a basic account)? I hear opening Lloyds current account is difficult if you have a poor credit history.
I do have one default from o2 way back in 2004 (currently are in middle of dispute with default). Last missed payment was in 2007.

Any advice would be appreciated.

richard9991

noah271007 wrote: »

Hi guys.

I am considering closing my HSBC account and moving to Lloyds Tsb current account. Do i need a decent/good credit history for Lloyds to accept me as a new customer? Will i be credit scored prior to whether I will be accepted as a current account customer (I don't want a basic account)? I hear opening Lloyds current account is difficult if you have a poor credit history.
I do have one default from o2 way back in 2004 (currently are in middle of dispute with default). Last missed payment was in 2007.

Any advice would be appreciated.

i have a really bad credit rating but opened lloyds classic not basic with visa debit card and cheque book no problem they have good internet banking too