HSBC Visa Debit Card

best025

Hi
I've heard HSBC are going to issue visa debit cards instead of their old Maetro. Has anyone received visa debit card from them? Do you have any ideas when they're going to give them out?
Cheers
Best

bradc

best025 wrote: »

Hi
I've heard HSBC are going to issue visa debit cards instead of their old Maetro. Has anyone received visa debit card from them? Do you have any ideas when they're going to give them out?
Cheers
Best

As far as I know the roll-out starts mid-Jan but I am sure other forum members will know for sure!

ShelfStacker_3

Starts in February, Plus and Premier customers first.

new2civvystreet

Search for Shelfstackers posts on the subject.

Edit: Too late!

minnie123

Is there any benefit to the cards being Visa instead of Maestro just out of interest?

ShelfStacker_3

Makes purchasing from overseas stores online a little easier, as more of them accept Maestro Visa. If you do most of your buying in the UK however it'll make little difference.

gt94sss2

minnie123 wrote: »

Is there any benefit to the cards being Visa instead of Maestro just out of interest?

The big/only real difference for most people will be that even though debit cards are not covered by the Consumer Credit Act - so you won't get your money back if the retailer goes broke - you do get better protection with Visa Debit cards.

This is because Visa have something called 'Visa Debit Chargeback' and any bank that issues a Visa debit card has to comply with the scheme. This means you can claim money back if the goods you buy are damaged, or the product or services are not delivered. There is also no limit on what you can claim. But you have to claim within 120 days of the date you expected the goods to be delivered or the firm going bust.

Maestro only offer a refund if you are a UK cardholder who ordered goods online from an overseas website and they don't arrive.

Regards
Sunil

Inactive

ShelfStacker wrote: »

Makes purchasing from overseas stores online a little easier, as more of them accept Maestro. If you do most of your buying in the UK however it'll make little difference.

I thought that more accepted Visa, I could be wrong of course.;)

I have never had a problem using Visa or Maestro anywhere.

ShelfStacker_3

Inactive wrote: »

I thought that more accepted Visa, I could be wrong of course.;)

I have never had a problem using Visa or Maestro anywhere.

Slip of the tongue. And no, never had any problems with acceptance myself, either.

Mike1989

ShelfStacker wrote: »

Starts in February, Plus and Premier customers first.

Going to sound really dumb here, but for current customers Plus and Premier's new cards are sent out first, correct?

But what about new customers, for example the student current account or basic current account. Will they get maestro cards only for them to have to change them again at a later date this year or next year?

ShelfStacker_3

Mike1989 wrote: »

Going to sound really dumb here, but for current customers Plus and Premier's new cards are sent out first, correct?

But what about new customers, for example the student current account or basic current account. Will they get maestro cards only for them to have to change them again at a later date this year or next year?

I'm not entirely sure, to be honest. I'm GUESSING new customers would get Visa sent out. But don't quote me on that.