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Multiple overdraft accounts instead of loan (postgraduate) - anyone done this?
Hello, Instead of a career development loan of 10k which you start paying back at 10% annualised interest rate straight after graduation I was thinking of perhaps obtaining multiple postgraduate account with max overdraft limits (2k). My credit ratings are very good. If anyone has done this I would like to hear about it.…
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Can anyone help with Childcare Grant, Upset!
Hi i have had my award through and am shocked how little my award is. Income is £14726.00 for the year and average weekly cc is £134.00 per week for two children. Can anyone please help with the calcs etc.
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student bank accounts
Hi, as anyone started to look for a student bank account yet? Any recommendations? TIA
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SLC Unemployment Evidence
Hello great MSEs, I have just received a letter from the Student Loans Company from my 2007 loan asking me what my current circumstances are after HMRC have informed them that I am no longer in employment. It says that, if I am 'not in employment', which is my current situation, then I need to submit to them evidence of…
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Public sector discount
I'm a newly qualified teacher and I've heard lots around the benefits and discounts I'm entitled to. I can't seem to find any information online around who offers discounts and how exactly you go about claiming them. Any help would be appreciated.
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Best account for an MA student in credit!
So - here's an unusual situation. Have brought my daughter up to be a MSE fan, and she's just completed an undergraduate degree with a student loan, but no overdraft. In fact, between working, saving and a small legacy from grandparentsm she has accrued about £18,000! She's going on to a fully-funded MA, and will receive a…
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Student Loan Shakeup 2016 and the EU referendum PLEASE READ
Before I lose you because of the stigma and stereotypes associated with the common student please read on before you give up. Simply put, if something is agreed between two parties but one retrospectively changes that agreement: That is wrong. :money: Martin has become a real advocate for this defiance and I really hope he…
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Student Loan interest Question
Hi There! I'm trying to work out my projected interest on my student loan (post 2012 type). I know its RPI plus an amount up to 3% (when earning 41K), but I can't find any information for the exact interest rate amount for salaries between 21-41K. Can anybody help? Thank you :)
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Student finance application help please!
I have applied for student finance for my course (starting Sept 2016). I have previously studied part of a Bachelors but left in 2nd year due to personal reasons. Since then I have completed a part-time HNC over 2 years which was not funded by SFE. SFE have said I am not entitled to any tuition loan at all because of this…
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Student Account after dropping out
Hey Guys, So I have a confession to make, I dropped out of university around a year and a half ago but never got around to changing my hsbc student account back to a normal account. I confess that I knew it was probably wrong but to my shame I tried not to think about it and kept telling myself that they would eventually…
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Student loans on two different schemes - how are deductions calculated?
Hi, I took out a student loan in 2008. Unfortunatey I had to leave university due to illness in 2010 before completing my course. I returned to university in 2013 but my student loan was under the new system. Does anyone know how deductions will be calculated after my graduation? I am concerned that I will have deductions…
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Parents Contribution
My eldest will be starting their 5th year at medical school in a couple of months or so. Our family circumstances have changed dramatically for the better from previous years. I got a new job that pushes my earnings above any grant available but also comes with costs even though I am employed (PAYE) I have had to buy a…
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Student loan interest rates hyped
STUDENT LOAN DEBACLE. I'm sure a lot of you are in the same situation as me. Please read and see if you agree with me... Below is an Open Letter, written to my MP, Vernon Coaker. Mr. Vernon Coaker MP, Arnot Hill House Arnot Hill Park Nottingham Rd Arnold NG5 6LU Dear Mr Coaker, This is an open letter to you as my Member of…
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Professional and Career Development Loans - overseas?
I'd like to take up one of these loans with Barclays, and I realize that only those who plan to work in the EU are eligible. But realistically, how will this affect me if I do intend to move to the US to work while paying the loan back?
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Free University Budget Tool/Calculator
Just found this really good budget tool online, useful for students or parents. viceroylearning.co.uk/#!resources/kexsi The tool suggests how much a student will spend on food, drink, going out, accommodation and university societies.
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Trouble opening an account as a sixth-former?
My granddaughter hopes to start university in September. She needs to register bank details with the Student Loan people. She had an interview at Santander today. Her ID was ok. After a half hour discussion, the system declined her application. The system does not give a reason for this. Does anyone have any ideas? The…
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Free University Budget Tool
Just found this really good budget tool online, useful for students or parents. viceroylearning.co.uk/#!resources/kexsi The tool suggests how much a student will spend on food, drink, going out, accommodation and university societies.
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MSE News: Students can pocket summer spending money with £36 TV licence reclaim
Cash-strapped students returning home for the summer holidays can claim back up to £36 from the cost of their TV licence...Read the full story: 'Students can pocket summer spending money with £36 TV licence reclaim' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all…
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Which place to go for?
I have a choice between £50 a week including internet and water rates but not utilities, fully refurbished including replastering 4 years ago, good sized rooms with nice beds. Reasonable size kitchen. About 3 minutes walk from a Asda, Poundland, a few takeaways like 25 minutes walk to a 24 hour Tesco Then places £65 a week…
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Adult Dependant Grant Help Please
Hi can someone help with the below, SFE are saying i am not entitled to ADG but based on the calcs they use i am sure i am entitled. Gross household income = £14,796 Disregard figure = £9,627 £14,796 - £9,627 = £5,169 is income assessed for grant entitlement ADG = £2,757 CCG = £3,639 PLA = £1,573 Total potential grant…
