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More than one student account?
Hi! My son has a Santander 123 current account that we have to swap to a student account before uni. He doesn't want to use this as his main account, just a 'student finance holding account' and then transfer money each month to help with budgeting. Can he also open another student account to do this. He has a UCAS code…
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Finance of studying abroad
Hello, I am due to spend a year abroad in Spain and I was wondering what the best way to manage my money would be? Is it best to open a local bank account? I am thinking that in case someone needs to pay me in euros, or if it is better to be spending money in euros instead of using a UK bank account (I am currently using…
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Universal credit situation during extension of a Masters research degree
Trying to assist our daughter. She is about to start the final year of her first degree, and wants to follow it up with a masters degree. She is a single mum with two young children, so receives universal credit, as well as child benefits (cannot recall which). She is considering doing a research MRes, which is a 12 month…
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Over 50s and student loans
I see there's a thread for the over 60s here, but I think one for the over 50s would also be beneficial. It sounds as if student loans may be becoming harder to get for the over 60s. So that makes me think I should start a course now, since I'm in my mid 50s. I already have a degree, but did not have a student loan for it.…
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Student finance rejected.
My daughter completed a year at dance university. However, she decided it wasn't for her. She wanted to leave after 6 months as she was going through some mental issues but was persuaded by tutor to complete the year of a 3 year course. She now knows what mental issue was as she has recently been diagnosed with ADHD.…
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Honours Student Loans
Hello! I wonder if anyone can help. Today, I received a letter from the HSL titled 'Important - Notice of a change to Collection Services'. They are informing me that, as of now, I am 'not eligible for the following benefits associated with the original agreement: 1. The right to apply for deferment 2. The right to have…
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Student loan debt collectors
My son was at uni just pre covid and unfortunately that and mental health issues meant he didn't complete his studies. He hasn't worked much since and certainly not enough to earn the required threshold. He has now received letters from avantus for the debt and asking mum for advice. Unfortunately I think due to his MH he…
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Over 60’s loss of student loans.
Hi, as I’m 63, am I right in thinking from 2025 I will not have access to student finance for tuition fees and that there would be little point in starting a course before the changes in January as I wouldn’t get funding for years two and three? I had hoped to do an OU access module and then three years of Accounting,…
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Council tax - Student exemption - summer holidays
I've been claiming a single person discount for a couple of years. I have two student 'children' at university. When I first started claiming, the youngest was between A'levels and university. Recently, due to some irregularities with the paperwork, the council removed my single person discount for the whole period and…
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Camp America - wages paid onto a Cliq Card
Has anyone received US wages via a Cliq card? How did you transfer the money into your UK bank account? Only solution I’ve found so far is to open a Revolut account and move the money from Cliq to Revolut then to my UK account.
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How much masters sfe loan should I take out?
I'm a masters student offer holder in data at a London Uni. I currently have 12k in savings which is just enough to cover all of my 10k rent for the academic year. This leaves me with 2k savings. I got a partial scholarship which leaves me with 5k left of tuition to pay. How much SFE loan out of the 12k maximum should I…
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Masters Degree Loan When Already Have a Masters Degree
Hello, I've searched the forum for this topic. I know I cannot get a government postgraduate loan as I already have a master's degree. Has anyone had this situation and found a good solution? I am thinking about obtaining another master's degree that is closely related to my first master's degree (first degree was in…
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Dispute over the deposit for our student house
We've just been given back the final numbers for how much of our student deposit we got back from the landlord. We paid for a cleaner, after being told it would be about £50/60 each for one, and after discussions we booked it, told our landlord to take it out of our deposits equally, and left it at that. Now, upon getting…
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Student Loan Refunds
I’ve applied for my refund & enquired about compensation interest but they said they won’t pay anything on top. Does anyone know why we’re not entitled to compensation if we have been without those funds through no fault of our own?
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Bad financial advice on student loan repayment 1999
Dear MSE forum team I had student loans in 1995,1996, and 1997. In 1999 I inherited some money from my grandparents and took financial advice regarding investing the money. At that time I was advised to repay my student loans and clear my debts, which I did, even though my earnings were not at the level required to start…
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Student Loan Overpayment....Maybe...
Good Morning Everyone I was hoping we could get some advice from people who are more well versed in the intricasses of student loan repayment. Looking at the 23/24 tax year, the overpayment threshold for the year is £22015, and £1834 monthly. My partner was on maternity leave during this financial year for 3 months…
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Student finance/Ombudsman
Edit: I give up! It won't let me delete it . My argument was surrounding the numerous errors on my account over 4 years by student finance and then the Ombudsman saying I should complain in 2019 about something I wasn't told about until 2022. The errors caused by student finance caused the debt. But the fact that everyone…
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Delayed repayments affect write off date?
Hi, I started my BSc (with student loan) in 2012 (plan 2), and finished in 2016. I then went on to complete an MSc and PhD, with stipends i.e. no postgraduate loan, completing in studying in 2021. I have been making student loan repayments since March 2021, and was wondering about the write-off date for the loan. The .gov…
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Plan 5 Student Loan Help
Starting uni this Sept 2024, on an Occupational Therapy degree course which gives a bursary of £5,000. I need a student loan for fees, (£9,250) but not sure whether to take one for maintenance and invest it in a LISA, and use the bursary and help from my parents for living. Or just take the loan for the fees. Starting…
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Incorrect information on student loan application
On the last academic year application my mother didn't declare that she was now in a civil partnership. They've now informed me I have been paid too much loan and I have to repay thousands. My mother doesn't want to know and says its my problem, any advice?
