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Delayed repayments affect write off date?
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loseywoosey
Posts: 1 Newbie
Hi, I started my BSc (with student loan) in 2012 (plan 2), and finished in 2016. I then went on to complete an MSc and PhD, with stipends i.e. no postgraduate loan, completing in studying in 2021. I have been making student loan repayments since March 2021, and was wondering about the write-off date for the loan.
The .gov website says "Plan 2 loans are written off 30 years after the April you were first due to repay.". However, I can't work out if I was "due to repay" in April 2017 or April 2021? I guess the same would be true for graduates with a salary below the threshold. Many thanks for any help!
The .gov website says "Plan 2 loans are written off 30 years after the April you were first due to repay.". However, I can't work out if I was "due to repay" in April 2017 or April 2021? I guess the same would be true for graduates with a salary below the threshold. Many thanks for any help!
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You were due to repay from April 2017, even if you had no repayments to make due to your income. So April 2047 is your write off date.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.1
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