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Sa 108
Is it true that you have to declare a gain over the annual allowance even though you have losses in the same year to bring the net position below the annual allowance? even if you don't normally complete a self assessment form.
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What exactly is an internet only savings account?
Please could you advise?
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RBS Shares
Can someone tell me what the likely outcome will be regarding RBS shares. I inherited quite a lot about 15 years ago, and foolishly believed (as they were a bank) that they were safe. The divis were good and I saw no reason to sell them. Big mistake. BUT, I still have them and they are worth about a tenth what they were…
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Coventry`s New 1 Year Bond
1 year fixed paying 3% http://www.coventrybuildingsociety.co.uk/savings-and-investments/Bonds-and-Notice-Accounts/fixed-bond-to-311211/fixed-bond-to-311211.aspx?WT.ac=CF124_1
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Independent Financial Advisor fees query
I have £100,000 to invest and recently contacted a, recommended, Financial Advisor. He recommended an investment which I thought might suit me but said I would need to think it over. He left me with a lot of information and, having read through it all, find that on my investing this money he takes an initial fee of £3,000…
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MSE News: Base rate held at 0.5% again
This is the discussion thread for the following MSE News Story: "The Bank of England today announced it is holding the official borrowing measure for the 21st consecutive month ..." Read the full story: Base rate held at 0.5% again
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Have £25 000 Not sure where best place to put it?
Hi, I'm thinking of trying to invest £25000 for a period of around a year, I wonder if anyone can recomend any high interest banks or saving accounts I could place it into I'm also willing to split the money into different accounts if that would help to get the most for my money please, Thanks
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5k to 6k to invest
Ive been saving up for a while now and have around 5 or 6 thousand to invest, can anyone suggest the best way for me to invest this so i get a decent return on it, regards :(
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'Britain is totally insolvent'
http://www.thisismoney.co.uk/news/article.html?in_article_id=519495&in_page_id=2&ito=1565 What took you so long Jim to come up with this pearl of wisdom ?
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Are you one in 49,000?
There is no clue here as to how these 49,000 have got themselves onto this target list. It would be interesting to learn if anyone here gets such a letter from FSA. http://www.bbc.co.uk/news/business-11937774
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Invesment Strategy 2011
Good Morning, Firstly, a quick hello to all board members, looking forward to reading as well as partaking in some good discussions. :hello: Now then, onto why I'm here... In a sentence, I'm a reformed spender turned saver looking to become a savvy investor. I'm currently saving a total of £1000 per month which is split…
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Fees & Charges by Finacial Institutions
Should Institutions who invest our savings only take charges from the profits made,not from the amount invested, this would ensure less risky investments if the investment managers were only paid a percentage on profit made
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best interest rate for regular savings
Hi All, I'm looking for a place to put regular savings - there used to be amazing deals but I can't find any now. Any ideas about the highest rates of interest for regular savings? Regs., Roy
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Savings Guarantee - am I covered?
Hi All This is probably a basic question, but I can't find a definate answer on this site/search engines. I have a savings account, a cash ISA, and an investment ISA all with HBOS, with the total exceeding the £50k limit (totals about 80k). Are the savings and ISAs treated all together under the savings guarantee, or are…
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Any financial advice
I'm 29 and both my parents have died resulting in me being left 30k, At the moment I have a mortgage and I am unemployed, as I was carer during my mums cancer. I don't want to invest in my mortgage with my current partner as we took this on a 100% mortgage so if we ever split it would be a straight 50/50 split as I have…
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Halifax cheque withdrawal limit change
Just popped into the Halifax to get a cheque from my savings account to move to my HSBC current account and it seems the rules have now changed and they can only issue cheques over £500. I have had to walk around town with over £250 in my purse this afternoon and I really hate doing that!
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Off the wall - Currency thoughts
I know this is not new and I know that speculating on the money makets has been done for years, but our recent holiday got me thinking. We purchased £500 or Euros for our recent holiday and got a rate of 1.4, so received 700 Euros. During the week we were away, the Irish thing kicked off and the Euro plumetted. Rates went…
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Improve money rules in 50 words
Just in case you haven't found this thread: http://forums.moneysavingexpert.com/showthread.php?t=2015131&page=3 I've read lots of complaints and grumbles on this forum about the way banks treat their customers ... well here's you chance to propose a change in rules that will improve things. I've added one entitled "Fair…
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Switching Out of Funds Network to HL Vantage
Has anybody done this? I've substantial holdings held within Funds Network and would like to take advantage of the annual commission rebates offered by Hargreaves Lansdown within their Vantage account. Unfortuneately I cannot find my Funds Network terms and conditions but recall there are exit penalties for transfers out…
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Halifax online banking
Hi I logged onto my Halifax online banking today only to discover almost all my transactions were missing! Down the bottom of the list is a hyper link marked 'Account Renewed'. What does this mean? Thanks